Equitable Bank Mortgage Rates

Haven't found a property to purchase yet?
Alberta Rates
PURCHASE
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
2.79%
Variable Rates
5 Year
2.90%
RENEWAL
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
3.24%
Variable Rates
5 Year
2.95%
British Columbia Rates
PURCHASE
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
2.79%
Variable Rates
5 Year
2.90%
RENEWAL
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
3.24%
Variable Rates
5 Year
2.95%
Ontario Rates
PURCHASE
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
2.79%
Variable Rates
5 Year
2.90%
RENEWAL
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
3.24%
Variable Rates
5 Year
2.95%
Saskatchewan Rates
PURCHASE
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
2.79%
Variable Rates
5 Year
2.90%
RENEWAL
Fixed Rates
1 Year
4.69%
2 Year
3.94%
3 Year
3.79%
4 Year
3.64%
5 Year
3.24%
Variable Rates
5 Year
2.95%

About Equitable Bank Rates

Does the interest rate on a mortgage loan become affected by the mortgage type? Yes, but that only goes so far. An interest rate can be lowered if the borrower increases the payment frequency each month, or opts for a 'mortgage deal', has sound financials and is deemed a lower risk to the lender and other considerations can make the interest rate for your mortgage a bit lower. Equitable Bank mortgage rates are surprisingly attractive, as is the way the mortgage products can be altered to match a home buyer needs. There are other sides to a mortgage loan such as the financial level of the borrower, just how much risk will the lender take? Sure, the home that is under consideration for purchase is collateral or security against the mortgage loan, but the borrower's finances are also a key factor. Qualifying for a mortgage loan is one thing, but being approved by a lender is another. To know exactly where you stand with your lender in how much they are willing to loan out to you, you should insist on approaching the preapproval process. Having a letter in hand stating just how much money your lender is willing to commit to for you to purchase a home you have your eye on, is of paramount importance (your realtor and the seller will want to know you have already been approved for the purchase price if and when you make an offer).

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727