Industrial Alliance Mortgage Rates

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Alberta Rates
PURCHASE
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
REFINANCE
Fixed Rates
5 Year
3.79%
RENEWAL
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
British Columbia Rates
PURCHASE
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
REFINANCE
Fixed Rates
5 Year
3.79%
RENEWAL
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
Ontario Rates
PURCHASE
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
REFINANCE
Fixed Rates
5 Year
3.79%
RENEWAL
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
Saskatchewan Rates
PURCHASE
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%
REFINANCE
Fixed Rates
5 Year
3.79%
RENEWAL
Fixed Rates
3 Year
3.54%
4 Year
3.59%
5 Year
3.64%
Variable Rates
5 Year
3.80%

About Industrial Alliance Rates

It may surprise some people, but there are Insurance companies in Canada that deal in mortgage loans and other financial services to the general public and Industrial Alliance Financial Group is one of them. Industrial Alliance mortgage rates, mortgage products (refinancing, new mortgages, home equity loans & mortgage renewals), various loans services, investments, insurance, and retirement & savings are just a few of the financial services that are available to you. There are even mortgage brokers on stand by to sit and discuss your mortgage options with you, as well as assist in zeroing in on your borrowing capacity. All level home buyers are welcome to learn about the pros and cons of the mortgage market with one of the highly proficient brokers at your disposal. There are mortgage products that will aid you in a new mortgage, a mortgage transfer and much more. You may be wondering why mortgage rates are not the same straight across the board with all lenders... and the answer to that is easy. Lenders that deal in high risk mortgage loans will often charge a higher interest rate to offset the risk, whereas other lenders like major banks obtain their funds for loaning out to borrowers straight from the government and therefore can offer a lower interest rate.
Industrial Alliance mortgage rates are competitive to other financial institutions, with a great kicker... you can obtain your home insurance & mortgage default insurance (if applicable) with Industrial Alliance as well. Home buyers often have questions about how a mortgage comes together to derive the monthly payment amount, the amortization schedule and so on. A mortgage 'type' is the first order of business, will you opt for a closed or open mortgage? Are you more interested in a fixed rate mortgage, an adjustable rate mortgage, or a variable rate mortgage (these are just three from a longer list of mortgage types)? How many years will you want to carry a mortgage loan before being mortgage free? Do you want to be able to make prepayments without the worry of a penalty? How prepared are you financially? Do you have a large down payment saved up and closing costs? Are you able to show a steady and reliable income? How is your credit rating? Does it show a mountain of outstanding debts, or are you closer to being debt free? These are just a few of the questions and important factors that will come into play during the mortgage process. It is always advisable to have the confidence of being preapproved by your lender before making an offer on any piece of real estate.

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1.877.896.6727