National Bank Mortgage Rates

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Alberta Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
British Columbia Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
New Brunswick Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
Newfoundland and Labrador Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
Nova Scotia Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
Ontario Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
Prince Edward Island Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
Saskatchewan Rates
PURCHASE
Fixed Rates
1 Year
3.39%
2 Year
3.49%
3 Year
3.94%
4 Year
3.04%
5 Year
3.09%
6 Year
5.44%
7 Year
5.70%
10 Year
6.50%
Variable Rates
5 Year
3.95%
REFINANCE
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%
RENEWAL
Fixed Rates
1 Year
3.64%
2 Year
3.89%
3 Year
4.30%
4 Year
3.49%
5 Year
3.54%
6 Year
5.54%
7 Year
5.80%
10 Year
6.60%
Variable Rates
5 Year
4.20%

About National Bank Rates

Currently holding 6th position as one of the largest commercial banks in Canada, National Bank (of Canada) is a full service banking institution. Every aspect of mortgages is within the scope of products & services of National Bank and the National Bank mortgage rates are attractively competitive. Mortgage specialists are on hand and ready to answer the multitude of questions that you may have when it comes to mortgage rates, mortgage products, qualifying for a mortgage loan, accessing home equity loans, mortgage refinancing, or mortgage renewals or about a first time home buyer new mortgage. Because National Bank offers in-depth financial services, home buyers can even obtain mortgage insurance to be able to combine all financial transactions with the same banking entity. Making the transition from home buyer to home owner feels more comfortable with this bank, and to kick it all off, you will want to establish your financial plans and goals (are you thinking about building a new home, a second home, a first home, or a newly built home?). The next step is to ascertain exactly where you sit on the 'affordability scale' financially. Comparing different home purchase price points, interest rates & amortization schedules, you will be able to see more clearly just how much mortgage loan and which mortgage product would be a comfortable fit financially.
Mortgages can appear to be complicated when you begin to break down the variances between the lengthy list of mortgage products against various mortgage rates, offers and deals, lenders, and the length of time that you want to extend your mortgage loan for (months or years). National Bank mortgage rates and offered mortgage products are designed to perform for people that do not want to carry on with a mortgage loan forever and own their home sooner. For mortgagees that have grown equity in their home can possibly access home equity loans or home equity lines of credit to help with the down payment on the new home (RRSP's can also be used as a cash down payment against a home, which is a great tip!). If you have your eye on a home and you are ready to jump into the qualifying process, then there are a few key points to know upfront. The rule of thumb is, the more financially sound you are (money saved with the intention of using it for a new home) and the better your credit & income is, the better your chances of being preapproved for the mortgage loan you are seeking. Lenders are always taking a risk when they loan out large sums of money over an extended period of years, so the more you can prove to a lender that you can comfortably cover the monthly payment(s) and any unexpected home expenses, the less risk you will pose to the lender.

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1.877.896.6727