Placentia Mortgage Calculator

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Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$0
$0
$0
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$500
$500
$500
$500
Total Cash Needed
=
$27,000
$52,000
$77,000
$102,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Placentia Mortgage Calculator Examples

This Multi-Level Side-Split Home Is Situated On A Lovely Corner Lot In Burntwoods Subdivision & Has Lots To Offer Potential Buyers. Featuring 3 Bedrooms Upstairs With An Optional 4Th Bedroom Or Recroom On Lower Level. The Sunken Living Room Boasts A Propane Fireplace For Those Old Winter Nights, Large Open Kitchen With Island & Modern Tile Backsplash, As Well As Separate Dining Room. Featuring Crown Mouldings, Pocket Doors, Large 14X18 Master Bedroom With Walk-In Closet & Ensuite. The Back Deck Is Ideal For Taking In The Sun Or A Nice Relaxing Fire In The Yard Area. Recent Upgrades Include Shingles, Windows, Mini Split Heat Pump (18000 Btu) Just To Name A Few! (Id:23934)
CALL1.877.896.6727
Property Price
$259,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$12,995
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$308
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$14,803
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$14,803
Monthly Payment
$1,149
4 Bedroom Bungalow, 1 1 / 2 Baths, Lots Of Recent Upgrades, Eat-In Kitchen, Recroom In Basement. Detached 16X24 Garage. Located In Very Sought After Neighbourhood. 10 Minutes To Argentia, 20 Minutes To Long Harbour. (Id:23934)
CALL1.877.896.6727
Property Price
$209,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$10,495
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$268
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$12,263
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$12,263
Monthly Payment
$928
New To The Market! This Home Features 3 Bedrooms, Custom Built Cabinets In The Massive Kitchen With Granite Counter Tops, Built In Stainless Steel Appliances, Dining Nook And Separate Formal Dining Room. Pride Of Ownership Showed Throughout. Hardwood Floors On Main, Upstairs Landing And Recreation Room. Downstairs Has A Custom Built Library With 8' Crown Mouldings. Water Purification System, Stamped Concrete, Attached And Detached Garage Are Other Features That Will Not Disappoint. (Id:23934)
CALL1.877.896.6727
Property Price
$269,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$13,495
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$316
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$15,311
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$15,311
Monthly Payment
$1,193
Prepare To Be Amazed! If You're Looking For Your Own Little Oasis, Look No Further Than The Gorgeous 15A Morrissey's Lane, Located In Southeast Placentia. This Two Storey Chalet Style Home Is Situated On An Oversized, Water Front Lot, Complete With Plenty Of Trees For Privacy. The Land Runs Fully To The Water's Edge Of Southeast Arm, And Is Awaiting Your Own Private Dock. The Opportunities With This Land Are Endless!! Inside The Home, You're Greeted With An Open Concept Kitchen / Dining Room Combo, Leading Into A Cozy Living Room With Patio Access. The Main Floor Also Features A Den, A Full Bathroom, And Laundry. With Windows Facing The Water, The Living Room And Dining Room Are Bright, Yet Intimate. The Second Level Has Three Very Spacious Bedrooms, Including A Master That Is Sure To Catch Your Attention With It's Ensuite And Private Balcony Overlooking The Water. The View Is Breathtaking! This House Is One Of A Kind! (Id:23934)
CALL1.877.896.6727
Property Price
$289,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$14,495
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$332
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$16,327
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$16,327
Monthly Payment
$1,282
Welcome To 6 Gilwell Street, Located In The Heart Of Placentia. Close To Many Amenities Such As Shopping, Recreation, The Hospital, And High School, This Home Is A Great Family Home, Or An Investment Property. With Ample Parking, Mature Trees, Fully Landscaped And A Large Detached Garage, The Grounds Are Sure To Impress. Inside Boasts A Well Maintained Living Space, Complete With A Large Country Style Kitchen With Oak Cabinets, And A Bright Dining Area. Complete With Four Spacious Bedrooms And 1.5 Bath. Owners Are Very Motivated. (Id:23934)
CALL1.877.896.6727
Property Price
$189,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$9,495
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$252
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$11,247
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$11,247
Monthly Payment
$840