Belleville Mortgage Calculator

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Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Belleville are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Belleville Mortgage Calculator Examples

Fabulous Layout In This All-Brick Bungalow With Main Floor Living Plus Fully Finished Lower Level - Close To Amenities. Enjoy Your Morning Coffee On The Front Veranda Overlooking The Pond Nestled At The End Of A Quiet Cul-De-Sac In The Heart Of West End Belleville. This Meticulous One-Owner Bungalow Built By Mirtren Homes In 2005 Is A Favourite Of This Private Enclave And The Whole West End Neighbourhood If They Knew About It. As You Approach The Front Stone Walkway Framed By Perennial Gardens, You Know This Home Has Been Loved And Cared For Since Day 1. Fresh Natural Light Streams Through The Front Windows To The High Vaulted Ceilings In The Living Room; An Open Concept Family And Dining Room; A Large, Eat-In Kitchen With Convenient Main Floor Laundry; And Direct Access To The Attached 1.5 Car Garage. Main Floor Living With Three Bedrooms, A Large Primary With 4-Piece Ensuite, A Second Large Bedroom, And A Third That Could Be Used As A Den Along With Main 4-Piece Bathroom. Walk Out Double Sliding Glass Doors From The Kitchen To The Raised Deck And Private, Fully Fenced Backyard Oasis. The Lower Level Offers A Spacious Recreation Room Centred With Gas Fireplace, One Large Bedroom Perfect For Guests, A 3-Piece Bathroom, And A Meticulously Kept Utility Room With Oodles Of Storage. The Truth Is Most Bellevillians Have Never Discovered This Hidden Beauty Because This Quiet Family-Friendly Neighbourhood At The End Of A Dead-End Cul-De-Sac Has Very Little Traffic, So The Kids Can Play Safely And Freely While The Adults Enjoy The Views And Sounds Of Children From The Front Porch. Enjoy 2 Minute Stroll Through The Path For Groceries, A Workout Or The Many New Restaurants In The Area. Shopping Doesn’T Get More Convenient With Every Conceivable Amenity Within Walking Distance, Including All Quinte Mall And Bell Blvd. Have To Offer. Pathways Leading To Trails At Your Doorstep With Cycling Routes Attached To The Waterfront Bike Trail And Riverside Park Less Than 1.5 Km Away. (Id:23934)
CALL1.877.896.6727
Property Price
$699,900
Minimum Down Payment (%)
6.43%
Minimum Down Payment ($)
$44,990
Mortgage Insurance ($)
$26,196
Mortgage Required ($)
$681,106
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$10,473
Mortgage Insurance PST
$2,096
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$59,059
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$55,059
Monthly Payment
$3,842
Renovated 2 Bed, 1 Bath Waterfront Bungalow With A Large Back Deck On The Moira River. Don't Miss This Opportunity As This Property Is Sure To Intrigue. As You Enter Through The Mud Room, You Are Greeted With A Natural Gas Fireplace And A Bright Living Room, A Renovated Kitchen, Bathroom And 2 Bedrooms. Updates Include: New Insulation, Parging And Siding In 2019, Roof & Gutters 2018, New Kitchen & Kitchen Windows 2019, Master Bedroom Windows 2019, New Bathroom With A Walk-In Shower And Laundry Room. This Property Is Perfect For First Time Home Buyers, Investors And Anyone In Search Of A Cottage With In-Town Services. This Home Is A Must See. (Id:23934)
CALL1.877.896.6727
Property Price
$425,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$21,250
Mortgage Insurance ($)
$16,150
Mortgage Required ($)
$419,900
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$4,975
Mortgage Insurance PST
$1,292
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$29,017
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$25,017
Monthly Payment
$2,369
Welcome To 66 Farmington Cres, Located In The Sought-After Settlers Ridge Subdivision. This Stunning 3-Bedroom, 3-Bath Home Is Now Available For Sale. Featuring A Fenced Rear Yard , This Home Provides Plenty Of Space For Your Family To Relax And Play. The Double Attached Garage Provides Convenient Parking And Storage Space. Inside, You'll Find Modern Finishes And An Open-Concept Design That's Perfect For Entertaining. The Bedrooms Are Generously Sized, With The Master Suite Featuring Its Own Private Bath. You'll Appreciate The Abundance Of Natural Light Throughout The Home, Creating A Warm And Inviting Atmosphere. With Its Prime Location In Settlers Ridge, You'll Enjoy Easy Access To Schools, Parks, Shopping, And More. Don't Miss Out On This Fantastic Opportunity To Own A Wonderful Home In A Great Neighbourhood. (Id:23934)
CALL1.877.896.6727
Property Price
$774,900
Minimum Down Payment (%)
6.77%
Minimum Down Payment ($)
$52,490
Mortgage Insurance ($)
$28,896
Mortgage Required ($)
$751,306
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$11,973
Mortgage Insurance PST
$2,312
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$68,275
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$64,275
Monthly Payment
$4,238
This Is What We've All Been Waiting For! Cobblestone Homes Is Now Offering One Of Its Most Popular Mid Century Modern Models. There Is No Need To Upgrade This Home Because It's Loaded! This Aberdeen Model Features A Beautiful Large Open Concept Design With Engineered Hardwood Flooring And Ceramic Tiles Throughout. The Kitchen Has Custom Cupboards, A Centre Island And Quartz Counters.**** Extras **** The Bathrooms Also Have Quartz Counters And The En-Suite Has A Custom Ceramic And Glass Shower. There Are 9' Ceilings Throughout. Central Air And A Covered Deck With A Gas Line For The Barbeque. All This And There Is Still More! (Id:23934)
CALL1.877.896.6727
Property Price
$763,900
Minimum Down Payment (%)
6.73%
Minimum Down Payment ($)
$51,390
Mortgage Insurance ($)
$28,500
Mortgage Required ($)
$741,010
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$11,753
Mortgage Insurance PST
$2,280
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$66,923
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$62,923
Monthly Payment
$4,180
Here Is Another Fabulous Bungalow From Cobblestone Homes Located In Popular Potters Creek Subdivision. This Stunning Home Has A Custom Kitchen With Quartz Counters And Is Open To The Great Room Which Makes It Perfect For Entertaining. This Spacious Great Room Features Coffered Ceilings And Patio Doors Leading To A Good Sized Deck. The Custom Tiled Shower In The En-Suite Bath Makes The Primary Bedroom Feel Like A Luxurious Oasis.**** Extras **** The Exterior Has Fabulous Curb Appeal With Stone Skirting, Stamped Concrete Porch And Front Walkway, Plus A Paved Driveway. All This On A Premium Cul De Sac With A 50' Lot. (Id:23934)
CALL1.877.896.6727
Property Price
$699,900
Minimum Down Payment (%)
6.43%
Minimum Down Payment ($)
$44,990
Mortgage Insurance ($)
$26,196
Mortgage Required ($)
$681,106
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$10,473
Mortgage Insurance PST
$2,096
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$59,059
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$55,059
Monthly Payment
$3,842

Mortgages In Belleville

Nailed it! The city of Belleville has home buyers covered when it comes to cozy & friendly neighbourhoods, farm-fresh markets, explorable parks & the harbour waterfront trail, lots of festivals, activities & events, golfing, a casino, and a plethora of historical sites. As far as the realty options go here, buyers will be delighted with the variety of homes, some mature larger houses, newly built townhomes, condos, lofts, backsplits, ranchers, bungalows, and single family houses. Along with such diversity with the housing stock comes the same diversity for individual budgets, a win-win for any home buyer! The Belleville mortgage calculator will be a great asset to you when trying to ascertain how much a home (with interest) would cost you each month via a mortgage loan. Mortgage products are plentiful, so being aware of the inner workings of different mortgage types is a huge plus for you. A mortgage calculator is a simple tool that you can use to figure out pertinent financial information like how the loan amount, the interest percentage, the years needed for the loan payout, and the payment frequency each month is how the monthly payment amount is summed up. But you will need to find out which mortgage product will be viable for you through your chosen lender.
Shop, compare, and proceed... the three simple steps to locking down your perfect new home in Belleville. You have used your mortgage calculator to get an idea of your affordability, but now its time to shop and compare mortgage loan lenders against each other. Your goal is to secure the 'right lender', in other words, you want a lender behind you who is going to offer you the best mortgage product, terms, and interest rate. You will, through that process, learn about different mortgage products and how they work, and which one would suit your personal finances. The rule of thumb to saving money on your mortgage loan would be to pay as little interest as you can, so to do this, try to keep the number of years for the loan as short as possible. If you have money saved that will be used for closing costs and a down payment, then you are ahead of the game, as the down payment will lower the loan amount and you may be offered a low ratio/conventional mortgage. There are multiple mortgage types like variable rate mortgage, fixed rate mortgage, adjustable rate mortgage, and a hybrid mortgage that combines both a variable rate & fixed rate mortgage to provide you with the benefits of both worlds.