Bradford West Gwillimbury Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Bradford West Gwillimbury are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Bradford West Gwillimbury Mortgage Calculator Examples

Location, Location, Well Maintained, Locate In A Nice Street, Good Community To Live In, Great Landscape Built In 2014. 1670 Square Feet, Close To All Amenities.**** Extras **** Stainless Steel (Double Door Fridge, Stove, Hood) All Electrical Lighting Fixtures, All Window Covering, Caa, Cavc, Garage Door Opener. (Id:23934)
CALL1.877.896.6727
Property Price
$899,000
Minimum Down Payment (%)
7.22%
Minimum Down Payment ($)
$64,900
Mortgage Insurance ($)
$33,364
Mortgage Required ($)
$867,464
Best Mortgage Rate (%)
1.35%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$14,455
Mortgage Insurance PST
$2,669
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$83,524
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$79,524
Monthly Payment
$3,407
Most Bright & Exterior Brick Family Home With Tons Of Natural Light From East, South & West And Closely Adjacent To Park. Spacious, Open Concept, Updated Kitchen With Fenced Yard. The 3 Bedrooms Upstairs Are Large & Incredibly Cozy With Like-New Broadloom. Master Bedroom Has Walk-In Closet & 4 Piece Ensuite With Windows. Neutrally New Painted Top To Bottom. Convenient Location On Quiet Street, Excellent Schools, Minutes To Hwy 400 & Go Station. Move In And Enjoy!**** Extras **** Fridge, Stove, Dishwasher, Washer & Dryer, All Existing Lights And All Existing Window Coverings. Hot Water Tank(Rental). (Id:23934)
CALL1.877.896.6727
Property Price
$749,000
Minimum Down Payment (%)
6.66%
Minimum Down Payment ($)
$49,900
Mortgage Insurance ($)
$27,964
Mortgage Required ($)
$727,064
Best Mortgage Rate (%)
1.35%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$11,455
Mortgage Insurance PST
$2,237
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$65,092
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$61,092
Monthly Payment
$2,856
The Only & Unique Legal Waterfront Residence In Bradford.<30 Mins From Gta, In The Heart Of Bradford. Mins To Proposed Bradford 400 To 404 Bypass, Bradford Go, Green Ln Shopping Center. Right On The Water. Unobstructed & Breathtaking View On The Water. Property Is Sold ""As Is"", With Deck, Can Park Boat. A Perfect Combination For Both Cottage & 4-Season Home. Foundation Permit For Boathouse In Hand. House Built With Permit. Garage Built With Permit.**** Extras **** Property At 37 Private Dining Room. Must Be Sold Together With Property At 43 Private Dining Room N, Also Listed For Sale. Must Not Stand On The Deck, Which Is Under Repair. Recent Well Water Test. 10 Year Old Well. Share Septic & Well With 43 Private. (Id:23934)
CALL1.877.896.6727
Property Price
$538,000
Minimum Down Payment (%)
5.35%
Minimum Down Payment ($)
$28,800
Mortgage Insurance ($)
$20,368
Mortgage Required ($)
$529,568
Best Mortgage Rate (%)
1.35%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$7,235
Mortgage Insurance PST
$1,629
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$39,164
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$35,164
Monthly Payment
$2,080
The Only & Unique Legal Waterfront Residence In Bradford. 30 Mins From The City, In The Heart Of Bradford. Mins To Proposed Bradford 400 To 404 Bypass, Bradford Go, East Gwiliumbury Green Ln Shopping Center. Right On The Water. Unobstructed & Breathtaking View On The Water. Property Is Sold ""As Is"", With Deck, Can Park Boat. A Perfect Combination For Both Cottage & A 4-Season Home. Permit In Hand For Boathouse, Deck & Foundation.**** Extras **** Must Be Sold Together With Property At 37 Private Dining Room N5081772. Which Is Also Listed For Sale. Recent Well Water Test. 10 Year Old Well. Share Septic & Well With 37 Private Dining Room. (Id:23934)
CALL1.877.896.6727
Property Price
$266,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$13,300
Mortgage Insurance ($)
$10,108
Mortgage Required ($)
$262,808
Best Mortgage Rate (%)
1.35%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$2,465
Mortgage Insurance PST
$809
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$18,074
First Time Home Buyer
Land Transfer Tax Credit
-$2,465
Cash Needed
$15,609
Monthly Payment
$1,032
Hard To Find Stunning Modern Design 4 Bedroom Home Located In One Of The Best Family Oriented Neighborhoods Of Bradford. Shows Like A Model, Real Pride Of Ownership. Close To 2500 Square. F Customized Floor Plan, Fully Upgraded And Decorated. Property Located Just Steps From Parks, Schools And Plazas. 9' Ceiling On 1St Floor, Spacious Family Room, Huge Master Bedroom With Large Walk-In Closet And Spa Like 5Pc Ensuite . Main Floor Laundry With Direct Garage Access.**** Extras **** Stainless Steel. Fridge, New Stainless Steel. Stove With Built In Air Fryer, Stainless Steel. Dishwasher, New Stainless Steel Range Hood, Washer And Dryer, Central Air Conditioning, Central Vacuum And Attachments, All Light Fixtures , Blinds, Custom Widow Coverings, Garage Door Openers And Remote Controls. (Id:23934)
CALL1.877.896.6727
Property Price
$998,000
Minimum Down Payment (%)
7.49%
Minimum Down Payment ($)
$74,800
Mortgage Insurance ($)
$36,928
Mortgage Required ($)
$960,128
Best Mortgage Rate (%)
1.35%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$16,435
Mortgage Insurance PST
$2,954
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$95,689
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$91,689
Monthly Payment
$3,771

Mortgages In Bradford West Gwillimbury

Edging the Holland River, the city of Bradford West Gwillimbury is positioned just north of Toronto and offers families a whole lot more! This small city is loaded with urbanite amenities & transportation options like GO Transit services, great schools, plenty of parks & conservation area; plus, the marina is great for boaters, the golf clubs for golfers, and so much more! As a growing community made up of some great neighbourhoods (and neighbours), home buyers will find a healthy housing stock here with various price points. Home buyers can anticipate seeing newer townhomes & condominiums with splashes of older homes that vary from multi-storey houses and single family homes to mini homes and bungalows. Already spotted a home on the MLS that has your full attention? If so, you can quickly derive affordability of that home by utilizing a Bradford West Gwillimbury mortgage calculator. There are typically a lot of questions that arise for first time home buyers about mortgages, but understanding where one's affordability is for a loan via a mortgage should be step one. A mortgage calculator does the work for you by combining the principal amount of the loan with information like the expected interest rate, payment frequency each month, the life of the loan in years, and the start date to show you the monthly payment amount.
Bradford West Gwillimbury possesses lots of potential for a real estate investment, and after using a mortgage calculator to see if you can afford the home that has piqued your interest, it is time to move forward. Crucial information that home buyers should know before taking the plunge into the mortgage market is usually forthcoming and explained via the lender. As a home buyer, you will want to know if the home & property has any type of lien against it, what taxes are involved with that property, what fees or penalties could be imposed during the application process, the closing process, and what additional fees or penalties can occur during the life of the mortgage loan. Other answers home buyers should obtain should touch on the benefits of pre-approval; what kind of mortgage products would be beneficial to you, is a down payment necessary, and what must come to fruition for an appraiser or house inspector to enter the home purchase equation? There are huge benefits to home buyers that work with a mortgage broker (their expertise in the mortgage market is unsurpassed), a mortgage advisor or a mortgage specialist for their sound knowledge base and their handle on up-to-date mortgage market information. Home buyers are no longer shunned from lenders if they are self-employed; there is just more paperwork to deal with, so good news there!