Brant Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Brant are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Brant Mortgage Calculator Examples

**Assignment Sale** Beautiful Corner Lot Spacious 4 Bedroom & 2.5 Bath Home, With 3Pc Rough-In The Basement Apprx.2000 Square.Ft And 40K In Upgrades. Timeless Selection Of Features & Finishes. Alluring Design With 9 Ft Ceilings On The Main Level. Upgraded Gourmet Kitchen With Quartz Counter Tops. Located 1-Minute Off Highway 403 & Set Near The Grand River In The New ""Scenic Ridge East"" By ""Liv Communities. In The Mesmerizing Town Of Paris.**** Extras **** Close To Brant Sports Complex That Will Feature The Convenience Of Numerous Dining Options, Hotel, Medical Office. Minutes Away From Brantford And 30 Mins To Hamilton In The East. Don't Miss Out Great For First Time Buyers ! (Id:23934)
CALL1.877.896.6727
Property Price
$799,999
Minimum Down Payment (%)
6.87%
Minimum Down Payment ($)
$55,000
Mortgage Insurance ($)
$29,800
Mortgage Required ($)
$774,799
Best Mortgage Rate (%)
1.40%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$12,475
Mortgage Insurance PST
$2,384
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$71,359
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$67,359
Monthly Payment
$3,061
*Assignment Sale*, Thomson Model, 1,616 Square Feet Freehold, 2 Storey, 3 Bedrooms, 3 Washroom, End Unit, Stucco Plaster, 20Ft / 118Ft Pie Shape Lot, Townhouse. First Tenantive Closing 21St Dec 2021. 9Ft Selling On The Main Floor, 8Ft Ceiling Second Floor. 5 Pieces Appliances Set Included In A Price. Laundry On 2Nd Floor. Direct Access From Garage To Townhouse. These Photos Are From A Similar Completed Until And Do Not Bear 100% Resemblance To This Listing.**** Extras **** Super Convenient Location, Minutes Away From Hwy 403. Next To Brant Sports Complex, Close To Schools, Shops, Few Minutes Drive To Historic Downtown Paris.Thousands$$ Spent On Upgrades.Included: Stainless Steel Appliances In The Kitchen, Washer, Dryer. (Id:23934)
CALL1.877.896.6727
Property Price
$719,000
Minimum Down Payment (%)
6.52%
Minimum Down Payment ($)
$46,900
Mortgage Insurance ($)
$26,884
Mortgage Required ($)
$698,984
Best Mortgage Rate (%)
1.40%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$10,855
Mortgage Insurance PST
$2,151
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$61,406
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$57,406
Monthly Payment
$2,761
**Assignment Sale*** Lot 94-3 Model: Finlay, Elevation A, Model Code: Srt-001-A. Brand New 1593 Square Feet, 3 Bed / 2.5 Bath Freehold Townhome, Offers A Spacious Open Concept Floor Plan With 9Ft Ceilings On Main Floor, 5 Ft Garden Patio Sliding Doors To The Back, Direct Access From Garage Into The House. Closing December 15, 2021. See Towns Features And Finishes Sheet Attachment (Id:23934)
CALL1.877.896.6727
Property Price
$699,000
Minimum Down Payment (%)
6.42%
Minimum Down Payment ($)
$44,900
Mortgage Insurance ($)
$26,164
Mortgage Required ($)
$680,264
Best Mortgage Rate (%)
1.40%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$10,455
Mortgage Insurance PST
$2,093
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$58,948
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$54,948
Monthly Payment
$2,687
Located In The Hamlet Of Glen Morris, This Stunning Black Granite Home Was Constructed Circa 1867. This Exceptional 4 Bed, 3 Bath Home Is In Wonderful Condition Offering 10 Ft Ceilings, Large Principal Rooms, Coffered Ceilings, Heated Slate Flooring, Large Picture Windows & A Towering Stone, Wood Burning Fireplace. Many Of The Original Finishes Including The Main Entrance Doors, Wide Pine Plank Floors As Well As Interior And Exterior Woodwork.**** Extras **** Extensive Upgrades To All Mechanical Systems As Well As The Recent Addition Of A Stunning Gathering Room And Oversized Double Car Garage That Keeps With The Original Architecture And Stonework. (Id:23934)
CALL1.877.896.6727
Property Price
$1,799,925
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$359,985
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,439,940
Best Mortgage Rate (%)
1.40%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$32,474
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$393,959
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$389,959
Monthly Payment
$5,689
*** Assignment Sale In Paris *** Beautiful 1594Sq Ft. Freehold Town, 3 Bedroom 2.5 Washroom, Laundry On 2Nd Floor With Stone, Brick & Stucco Exterior, Private Driveway. Upgrades: 9Ft Ceiling On Main, Oak Stairs, Modern Astria Compass Fireplace Insert, Tiled Shower Base.**** Extras **** Occupancy Is January 2023. Only 1 Min Drive To Hwy 403. Steps Away To Brant Sports Complex, Schools, Walking / Biking Trails & Nature. (Id:23934)
CALL1.877.896.6727
Property Price
$690,000
Minimum Down Payment (%)
6.38%
Minimum Down Payment ($)
$44,000
Mortgage Insurance ($)
$25,840
Mortgage Required ($)
$671,840
Best Mortgage Rate (%)
1.40%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$10,275
Mortgage Insurance PST
$2,067
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$57,842
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$53,842
Monthly Payment
$2,654