Costa Rica Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Costa Rica are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Costa Rica Mortgage Calculator Examples

Stunning Posada San Rafael! - The Idea To Build The Posada San Rafael Has Been In The Mind Of The Owner Since Her Teenage Years, Who Spent 3 Years In Costa Rica In The 1970S Surrounded By Colonial-Influenced Architecture In The City. Beaches At That Time Had No Hotels So She Visited These Beaches With Her Friends, Sleeping In Hammocks And Dreaming Someday Of Building Her Own Home On One Of Her Favorite Beaches. Subsequent World Travel Experiences Converted Her Home Design To More Of A Boutique-Hotel-Like Home Design Which Is Exactly How This Home Feels And Lives. After Stumbling Upon Las Catalinas In Its Infancy, It Was Compellingly Clear That This Town Offered The Golden Opportunity To Build This Dream. The Exposure To Mayan Architecture, And Converted Colonial Homes, Monasteries, And Chapels Inspired The Design Of This Home. The Colonial Courtyard Is Perfect For Capturing Ocean Breezes From All Directions, Cooling All The Outdoor Spaces. Feels Like It Is 100 Years Old**** Extras **** This Dream Home Design Reflects The Vision Of A Perfect Guest Experience: Every Guest Should Feel Drawn To Gather And Have Their Own Private, Restful Space. Each Of The Suites At The Posada Is Designed For Privacy. 14 Guests Can Gather (Id:23934)
CALL1.877.896.6727
Property Price
$4,990,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$998,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$3,992,000
Best Mortgage Rate (%)
4.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$111,225
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$1,110,725
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$1,106,725
Monthly Payment
$23,195
Discover The Perfect Sanctuary Just A Leisurely Stroll Away From Tamarindo's Renowned Beach, Delightful Dining Avenues, And Vibrant Night Market. Welcome To Tamarindo Walk, Where A Collection Of Exquisite 2,524-Square-Foot Homes Awaits. Immerse Yourself In A Harmonious Blend Of Indoor / Outdoor Living, Secure Your Vehicles In The Enclosed Two-Car Garage, And Relish In The Lush Courtyards And Meticulously Landscaped Grounds That Epitomize The Convenience And Security Of Condominium Living, All Without The Burden Of An Hoa. (Id:23934)
CALL1.877.896.6727
Property Price
$649,000
Minimum Down Payment (%)
6.15%
Minimum Down Payment ($)
$39,900
Mortgage Insurance ($)
$24,364
Mortgage Required ($)
$633,464
Best Mortgage Rate (%)
4.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$9,455
Mortgage Insurance PST
$1,949
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$52,804
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$48,804
Monthly Payment
$3,681
Welcome To Casa Miraflores, Located In The Unique, Car-Free Community Of Las Catalinas, Costa Rica. This Beautiful, Ocean-View Home Offers 3 Bedrooms + Bonus Room And 3.5 Baths, Featuring Over 2,400 Sf Over 3 Levels. Casa Miraflores Is An Incredible Ocean-View Property Located Steps From The Ocean And A Short Walk To Las Catalinas Amenities. What You'll Love: Spectacular Views: Casa Miraflores Opens Onto Ocean Views From Many Spaces And Rooms, Including The Living Area, All Bedrooms, And A Private Balcony Off The Primary Suite! Sold Fully Furnished & Turnkey: Love What You See? All Furniture Conveys With This Special Home. Community Amenities: Las Catalinas Is One Of The Most Unique Communities In Costa Rica: Car-Free And Supremely Walkable, It Offers High-End Amenities (See Below) And Is Home To A Beach Town Center, Complete With Restaurants, Recreational Facilities, Shopping, And Much More. We Love Las Catalinas. There's Nothing In Costa Rica Or Anywhere In The World Like It!**** Extras **** Las Catalinas Community As A Walkable Village In The Style Of The Old-World Mediterranean Only Located In The Tropics And Designed For Modern Sensibilities The Tropical Environment And An Active Lifestyle Are All The Best In Cr Beach Living (Id:23934)
CALL1.877.896.6727
Property Price
$1,450,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$290,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,160,000
Best Mortgage Rate (%)
4.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$25,475
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$316,975
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$312,975
Monthly Payment
$6,740
Welcome To Casa Arena In Beautiful Bahia De Los Piratas, Costa Rica. This Beautiful Ocean View Condo Featuring 2 Bedrooms, 2 Bathrooms And Located Near Some Of The Most Beautiful Beaches In The Country! This Property Combines The Perfect Mix Of Luxury And Relaxation. With Its Peaceful Location Situated Amongst Nature And Just A 10-Minute Walk To Playa Real. Casa Arena Features One Story, 1,250 Sf And Features A Spacious And Open Layout Thanks To Its High Ceilings And A Great Room Floor Plan That Merges Into The Covered Terrace-The Perfect Spot For Outdoor Dining, Entertaining, Or Just Relaxing. This Wonderful Luxury Condo For Sale Offers Beautiful Ocean, Forest, And Mountain Views And Is Located On The Main Level Of This 3-Level Building. The Property Features A Great Room Plan With The Living, Kitchen, And Dining Room. The Kitchen Features Stainless Steel Appliances, Wood Cabinetry And Granite Countertops. The Spacious Master Bedroom Features An Ensuite Bathroom With Walk-In Shower.**** Extras **** Complex Features Gated Access, A Community Pool, A Caretaker, And Secure Parking! This Is A Sought After As A Great Destination For Vacation And Full-Time Living And Is Regarded As One Of The Most Beautiful Beach Areas In The Country. (Id:23934)
CALL1.877.896.6727
Property Price
$219,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$10,950
Mortgage Insurance ($)
$8,322
Mortgage Required ($)
$216,372
Best Mortgage Rate (%)
4.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$1,915
Mortgage Insurance PST
$666
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$15,031
First Time Home Buyer
Land Transfer Tax Credit
-$1,915
Cash Needed
$13,116
Monthly Payment
$1,257
Las Catalinas Beachfront & Architectural Showstopper! From Coffee To Cocktails, With Sunset, Playa Danta & Pitaya Island Views. A Unique And Timeless Residential Masterpiece That Was Conceived, Designed, And Furnished By Jorge Letelier Of Manhattan-Based Letelier & Rock Design, 27 Calle Cartagena Is Rare Architectural Gem - Equal Parts Grandeur, Privacy, And Natural Wonder, Including Sweeping Panoramic View Of The Surrounding Pacific Seascape - Made Rarer Still For Its Original 18Th-Century Artifacts And Antiques, Which Convey With This One-Of-A-Kind Home. 27 Cartagena Is A Turn-Key Invitation To Step In And Immediately Begin Enjoying The Estate. The Home Is So Well Supplied, On Your First Day Home, You Entertain 20+ Guests, At Any Level Of Formality, And Need Only Supply The Food And Beverages You Serve. The Home Is Fully Equipped For All Levels Of Living And Entertainment. This Home's Furniture, Finishings, Art, New Linens, Flatware, And All Equipment Are Included.**** Extras **** See Attached Features Sheet For Complete Details. (Id:23934)
CALL1.877.896.6727
Property Price
$8,700,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$1,740,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$6,960,000
Best Mortgage Rate (%)
4.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$203,975
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$1,945,475
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$1,941,475
Monthly Payment
$40,440