Haldimand Mortgage Calculator

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Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Haldimand are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Haldimand Mortgage Calculator Examples

Super Amazing & Unique Duplex Waterfront Property With Extra Air Bnb Income Potential Located Right At Lake Erie With Breathtaking View Of Beautiful Landscape On Front And Unobstructed Views Of Lake On The Back With A Two Tier Deck To Enjoy Your Summers. Duplex With 1 Bed, 1 Bath & Kitchen On The Main Floor And Another Unit On Second Floor With 2+ 1 Bed, 1 Bath, A Kitchen And With A Completely Separate Entrance From Outside Makes It Unique Perfectly Fit For Air Bnb Or Other Rental. Full Basement With 9 Ft Ceiling Ready For Personal Touch (Big Protentional To Convert Into A 2 B / R Unit, A Theatre Or Any Creative Touch). Presently Air Bnb In Area Ranges From $250 To $300 A Night, So Imagine The Extra Income That This Property Can Generate. Boat House Is An Additional Unit And Not Partially Of The House But Could Be Available At Extra Cost. ( Extra Potential To Convert Into 1 Bed)**** Extras **** Property Move In Ready, Lots Of Upgrades, Cistern Tank (Owned), New Furnace (2022), New Ac (2022). Metal Roof, New Ramp And Railing (2023). New Upgraded Kitchen With A Massive Island And Built-In High-End Appliances. (Id:23934)
CALL1.877.896.6727
Property Price
$999,000
Minimum Down Payment (%)
7.50%
Minimum Down Payment ($)
$74,900
Mortgage Insurance ($)
$36,964
Mortgage Required ($)
$961,064
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$16,455
Mortgage Insurance PST
$2,957
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$95,812
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$91,812
Monthly Payment
$5,421
Be The First To Live In This Brand New 3 Bed Designer Home With Views Of Lake Erie And Deeded Access To The Lake And A Sand-Pebble Beach Across The Road. Step Inside The Bright And Airy Main Floor Which Features An Office & Living Room With Lake Views, Kitchen With Stainless Steel Appliances, Dining Area, Powder Room, Mud Room & Laundry Room. The Second Floor Master Bedroom Has A Spacious Walk In Closet & Lake Views From Both The Bedroom & The 3 Piece Ensuite. The Second Floor Features Two More Bedrooms & A 4 Piece Bathroom With Marblesque Porcelain Tile That Will Wow You. The Basement Is Waiting For Your Personal Touch. The Spacious Backyard Can Be Designed To Host Summer Bbqs With Family & Friend. (Id:23934)
CALL1.877.896.6727
Property Price
$1,199,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$239,800
Mortgage Insurance ($)
$0
Mortgage Required ($)
$959,200
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$20,455
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$261,755
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$257,755
Monthly Payment
$5,411
Welcome To 793 Lakeshore Rd, A Lovely 4-Season Turnkey Cottage Fully Furnished And The Perfect Getaway. This 3-Berm Bungalow Is Ideally Situated On An Oversized Lot With Unobstructed Water Views, Directly Across From The Beach On Lake Erie, Just Minutes From Port Dover. Inside, You'll Find An Open Concept Design With Laminate Flooring, A Gas Fireplace, And Darkening Roller Blinds In Every Room For Those Moments When You Seek Respite From The Sunshine. Step Onto The Front Porch With Its Glass Railing And Savor Your Morning Coffee While Watching The Waves Roll In And The Sun Rises. Alternatively, Retreat To The Bckyrd And Indulge In Relaxation On The Spacious Deck Or Gather Around The Fireplace For Some Delightful Marshmallow Roasting. The Property Boasts A 2000-Gallon Cistern And Holding Tank, Ensuring A Reliable Water Supply. The Septic System Was Recently Pumped, And The Cistern Was Recently Refilled. Additionally, The Outdoor Shed Is Equipped With Electricity For Your Convenience. Room Size Approximate. (Id:23934)
CALL1.877.896.6727
Property Price
$799,000
Minimum Down Payment (%)
6.87%
Minimum Down Payment ($)
$54,900
Mortgage Insurance ($)
$29,764
Mortgage Required ($)
$773,864
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$12,455
Mortgage Insurance PST
$2,381
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$71,236
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$67,236
Monthly Payment
$4,365
Captivating Lake Erie Waterfront Property Enjoying An Endless Golden Sand Lake Bottom Extending Into Horseshoe Bay. Offers 60' Of Frontage On Quiet Dead-End Street-With Of Port Maitland's Bio-Sphere-50 Mins / Hamilton. Incs 3-Seasons Cottage & 12X20 Matching Garage Reflecting Pride Of Original Ownership. Introduces 765Sf Of Functional Living Space Incs Open Concept Kitchen, Dining Room & Living Room, Family / Sun Room Addition Sporting Lake-Facing Patio Door'21, 3 Bedrooms & 2Pc Bath. Garage Ftrs Conc. Floor, Front / Rear Ru Garage Doors & Hydro. Extras- Solid Steel Sea-Wall Reinforced With Poured Concrete / Rebar Supported With Conc. Blocks Ensuring Ex. Shoreline Protection, Roof'17, Economic Septic With Initial Stage Tank'12 (No Costly Pump-Out Fees), 100 Amp Hydro, Block / Pier Foundation & Lake-In Take Water. (Id:23934)
CALL1.877.896.6727
Property Price
$650,000
Minimum Down Payment (%)
6.15%
Minimum Down Payment ($)
$40,000
Mortgage Insurance ($)
$24,400
Mortgage Required ($)
$634,400
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$9,475
Mortgage Insurance PST
$1,952
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$52,927
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$48,927
Monthly Payment
$3,579
A Must See 4 Bds 4 Bathrooms Detached Home In Haldimand!! Large 3000+ Square Feet Size With 6 Parking Sp In Total. Perfectly Maintenanced 5-Year New House, Never Rent Out Before. Premium Lot With Backyard On A Prestigious & Quiet Street! Bright With Full Of Natural Light Inside. Premium Hrdwd Flrs Thruout On M / Flr, Stairs & 2Nd Floor Corridor ! Upgrd Kitchen With Granite C'top With Stainless Steel Appliances. Living Room With Gas Fireplace. Convenient Main Floor Laundry! Large Prim Bd C / With 2 Walk-In Closets & A Study / Dressing Room & 5Pc Ensuite. 3Rd & 4Th Bd C / With A 3Pc Bathroom. Owned Hot Water Tank & Furnace. One Side Of The Fence Is Owned. Located Close To Schools, Dt Area With Amenities, Shopping, Restaurants. Walking Distance To The Park, The Grand River & Trails, Perfect For Outdoor Activities! Minutes From Major Highways And Hamilton Airport, A Short Commute To Hamilton. (Id:23934)
CALL1.877.896.6727
Property Price
$899,000
Minimum Down Payment (%)
7.22%
Minimum Down Payment ($)
$64,900
Mortgage Insurance ($)
$33,364
Mortgage Required ($)
$867,464
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$14,455
Mortgage Insurance PST
$2,669
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$83,524
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$79,524
Monthly Payment
$4,893