Halton Hills Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Halton Hills are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Halton Hills Mortgage Calculator Examples

Houses Like This Dont Come Along Often. This Spectacular 5-Bedroom Home Is Situated On 3.27 Acres Within The Beautiful Country Landscape Of Georgetown. Main Floor Master With Spa-Like Washroom And Private Patio Walk-Out, Main Floor Laundry, Gourmet Kitchen With Thermador Appliances, Stunning Living Room With Wood-Burning Fireplace And 20-Foot Ceilings. Each Bedroom Contains A Walk-In Closet And Ensuite, Large Basement With Separate Entrance Perfect For A Nanny Suite. (Id:23934)
CALL1.877.896.6727
Property Price
$2,290,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$458,000
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$43,725
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$503,225
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$499,225
Monthly Payment
$8,198
Houses Like This Don't Come Along Often! This Spectacular 5-Bedroom Home Is Situated On 3.27 Acres Within The Beautiful Country Landscape Of Georgetown. Main Floor Master With Spa-Like Ensuite And Private Patio Walk-Out, Main Floor Laundry, Gourmet Kitchen With Thermador Appliances, Stunning Living Room With Wood-Burning Fireplace & 20-Foot Ceilings. Each Bedroom Has A Walk-In Closet And Ensuite, Large Basement With Separate Entrance Perfect For Nanny Suite**** Extras **** Ideal For Commuters With Quick Access To 401 And Go Transit. Beautiful Rural Setting Close To All Local Shopping, Restaurants And Amenities. (Id:23934)
CALL1.877.896.6727
Property Price
$2,290,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$458,000
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$43,725
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$503,225
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$499,225
Monthly Payment
$8,198
Gorgeous Bungalow Situated On A Huge 100X200 Ft Lot - Approx 1 / 2 Acre Of Flat Land And Peaceful Country Living! Hardwood Thru / Out And Laminate In Bsmnt. Updated Kitchen And Bathrooms. High-End Jenn-Air Cooktop And D / Washer. Basement Potential Rental Income With Separate Entrance. Potential For 3 Bedrooms In Bsmnt. Natural Gas Service Has Been Installed Into House. Covered Deck To Watch Gorgeous Sunrises In Morning! Over 3500Sqft Total Living Space Including Bsmnt**** Extras **** Large Custom Made Shed (2018), Newer Natural Gas Furnace And Air Conditioner, Washer & Dryer (2018), Electric Panel Upgraded (2018), New Garage Doors, Central Vacuum, Nest Thermostat, Pot Lights, Ceiling Fans, Fridge / Stove In Basement, Fenced Backyard! (Id:23934)
CALL1.877.896.6727
Property Price
$1,099,900
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$219,980
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$18,473
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$239,953
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$235,953
Monthly Payment
$3,937
Beautiful & Spacious Country Property Sitting On Mature Acre Of Land. Great Features Like 4 Good Sized Bedrooms On Second Floor, Large Main Floor Layout Great For Family Gatherings And Huge Private Lot With Tons Of Space For All Types Of Toys. Perfect For Big Families Or Investors Looking To Spruce Up Into A Dream Home. Located A Very Short Distance Away From Milton, Brampton And Guelph. Room Size Approximate. Well / Septic Tests Available For Review. (Id:23934)
CALL1.877.896.6727
Property Price
$759,900
Minimum Down Payment (%)
6.71%
Minimum Down Payment ($)
$50,990
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$11,673
Mortgage Insurance PST
$2,269
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$66,432
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$62,432
Monthly Payment
$3,299
A Rare Find! Incredible 150' Deep Lot With No Homes Behind And A Fabulous 20' X 31' Garage ... The Perfect Man Cave! Well Maintained Home With Open Concept Kitchen / Dining Area, Three Bedrooms And A Renovated 4-Piece On The Main Level. Basement Features A Huge Recreation Room, 4Th Bedroom, A 3-Piece And Laundry Room. The Backyard Has Room For The Kids To Roam Plus Boasts A Great Deck To Watch Over Them!**** Extras **** The Location Is Perfect For Walking To The Farmer's Market, Cultural Centre And Fairgrounds. Close To Schools And Shopping As Well. Shingles 2018. Include: Stainless Steel Kitchen Appliances, Washer, Dryer, Hot Water Tank. (Id:23934)
CALL1.877.896.6727
Property Price
$699,900
Minimum Down Payment (%)
6.43%
Minimum Down Payment ($)
$44,990
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$10,473
Mortgage Insurance PST
$2,096
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$59,059
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$55,059
Monthly Payment
$3,048

Mortgages In Halton Hills

There is quite the little secret just outside the major cities of Toronto, Mississauga & Oakville... it is called Halton Hills! This fantastic area of Ontario embraces a substantial part of the Niagara Escarpment (a designated World Biosphere Reserve) and the well-known Bruce Trail. Ideal for families and outdoor lovers, Halton Hills hosts many explorable wetlands, conservation areas, parks & golf clubs. Weekly farmer's markets, antique shows, festivals & events and a rich culture are like the cherry on the top! Armed with the sense of being a small collection of villages filled with friendly neighbours, the real estate here leaves nothing to be desired while being desired itself! The collection of realty is derived from lofts, condos, cozy single family houses, multi-level homes, mansions, executive townhomes, mature stately manors & ranchers. Ascertaining your level of affordability is much easier with a Halton Hills mortgage calculator, should you be in the market for a mortgage loan. Purchasing a new home is a big step financially, and by using a mortgage calculator, you will have a better sense of how mortgage payments are summed up and how certain elements of a mortgage type can affect your mortgage payments too. For home buyers that are new to the mortgage market, there is a lot to investigate and a lot to consider.
Seasoned home buyers already know the ins & outs of the mortgage market, but if you are new to the somewhat confusing mortgage loan product market, then there are many facts to ponder and criteria that must be met before buying your Halton Hills property. A mortgage calculator can take you only so far; it is the sound advice you can obtain by conversing with a mortgage broker (whose services are paid for by the lender, not you). Of course, as informative as a mortgage broker will be, there are some other points of interest that may not come up. For example, how much extra you will pay on your mortgage should there be financial factors in place that fall within the lender's stipulations (longer amortizations, credit rating flaws, break the mortgage contract, refinancing restrictions, using equity from another home as the down payment, etc.). Keep in mind that the mortgage market is very competitive currently, which in turn gives you more control over your new home investment and how your money will be applied through a mortgage product. Sure, lenders can say yes or no to the loan, but you CAN negotiate to get the better rates, contract conditions & terms.