Halton Hills Mortgage Calculator

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Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Halton Hills are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Halton Hills Mortgage Examples

Absolutely Gorgeous Exec Home, On One Of Georgetown's Most Desirable Streets. Approx 2900 Square.Ft. Custom Gourmet Chef's Kitchen, With New Cabinets, Quartz Countertops / Backsplash (2017). 4 Burner Gas Range With Hood, New Fridge, Dishwasher. Main Flr Laundry, Gas Fireplace & Barbeque. Crown Moldings & Trims. Professionally Landscaped Exterior With Oasis Style Backyard, Private Patio & Outdoor Dining Area Surrounded By Mature Trees For Complete Privacy.**** Extras **** New Fridge 2019, Front Load Washer & Dryer, Kitchen 2017, Insulated Garage Door 2019, New Roof 2015, Interlocking Stone Entrance Front & Back 2017, New Driveway 2017, House Repainted 2018, Furnace 2015,Water Softener 2018, Water Heater 2014 (Id:23934)
CALL1.877.896.6727
Property Price
$999,999
Minimum Down Payment (%)
7.50%
Minimum Down Payment ($)
$75,000
Best Mortgage Rate (%)
2.19%
Mortgage Type
2 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$16,475
Mortgage Insurance PST
$2,960
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$95,935
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$91,935
Monthly Payment
$4,162
Your Retreat Awaits! Lovingly Cared-For Home In A Family Friendly Area Begins With A Large Living / Dining Area With Gas Fp And Eat-In Kitchen With Walkout To Gorgeous Backyard. Newly Carpeted Upstairs With 3 Spacious Bedrooms & Massive Master With 4Pc Ensuite With Soaker Tub. Fully Finished Basement. Exterior Features Countless Landscaping Upgrades Including Incredible Must-See Backyard Retreat With No Neighbours Behind, Meticulous Interlock Stone And Custom Stone Patio.**** Extras **** Newer Furnace, Ac, Water Softener / Filtration System(2015), Roof With Warranty, Stainless Steel Fridge / Stove / Dishwasher. Walking Distance To Parks, Trails, Schools. Short Drive To 401 / 407 & Toronto Premium Outlet Mall. 2700+ Square Feet Of Finished Living Space. (Id:23934)
CALL1.877.896.6727
Property Price
$775,000
Minimum Down Payment (%)
6.77%
Minimum Down Payment ($)
$52,500
Best Mortgage Rate (%)
2.19%
Mortgage Type
2 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$11,975
Mortgage Insurance PST
$2,312
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$68,287
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$64,287
Monthly Payment
$3,251
Enjoy Small Town Living At It's Best At This Fabulous Century Home In Historic Downtown Acton. From Original Stained Glass In The Parlour To All The Gorgeous Wood Trim And Millwork, This Home Will Take You Back To Grandma's House. The Millwork Is From Acton's Former Mackenzie Lumber. Enjoy Some Laps In Your Very Own Indoor Lap Pool. Two Driveways And A Double Car Garage With Room For A Workshop. A Recently Installed Metal Roof With Warranty.**** Extras **** The Spacious And Very Bright Bedrooms Have Large Closets And Big Windows. Enjoy All The Amenities Of Downtown Acton, From Eateries, Banks, Services And Parks. (Id:23934)
CALL1.877.896.6727
Property Price
$699,999
Minimum Down Payment (%)
6.43%
Minimum Down Payment ($)
$45,000
Best Mortgage Rate (%)
2.19%
Mortgage Type
2 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$10,475
Mortgage Insurance PST
$2,096
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$59,071
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$55,071
Monthly Payment
$2,947
Charming 2+1 Bedroom&1 Bath Detached Bungalow Sitting On Half Acre Property In Georgetown Under 600K. Renovated Top To Bottom. Generous Living Space With View Of Beautiful Front Yard. Dining Room Is Conveniently Located Off Of Kitchen With Out To Deck. Oversized Shed In Backyard With Hyrdo. Basement If Fully Finished With A Recreation Room & Third Bedroom & Offers A Separate Entrance. Close To Major Highways.**** Extras **** **Home Pre-Inspection Certified**. Hot Tub Gazebo, Oversized Shed With Hydro. Garden Shed. (Id:23934)
CALL1.877.896.6727
Property Price
$599,900
Minimum Down Payment (%)
5.83%
Minimum Down Payment ($)
$34,990
Best Mortgage Rate (%)
2.19%
Mortgage Type
2 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$8,473
Mortgage Insurance PST
$1,808
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$46,771
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$42,771
Monthly Payment
$2,542
Beautiful Townhouse In The Heart Of Downtown Georgetown! Just Steps Away From Great Restaurants, Shops, The Georgetown Library And More! Enjoy All The Amazing Local Events, Park & Historic Neighbourhoods. Close To Hospital & School. This Incredible 3 Storey Home Has Been Meticulously Cared For & Offers A Spacious Main Floor Open Concept Kitchen / Dining Room With Juliette Balcony. A Fantastic Opportunity To Live In The Highly Desirable Downtown Location!**** Extras **** Wonderful Natural Light In The Living Room With Gas Fp+Balcony. Basement Has Entry From Garage That Is 1.5 Car With Newly Painted Garage Floor. Partially. Finished.Basement. Tankless Water Heater 2019 . Loft Offers A Fantastic Space For Recreation Room Or Potential Bedroom. (Id:23934)
CALL1.877.896.6727
Property Price
$729,000
Minimum Down Payment (%)
6.57%
Minimum Down Payment ($)
$47,900
Best Mortgage Rate (%)
2.19%
Mortgage Type
2 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$11,055
Mortgage Insurance PST
$2,180
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$62,635
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$58,635
Monthly Payment
$3,065

Mortgages In Halton Hills

There is quite the little secret just outside the major cities of Toronto, Mississauga & Oakville... it is called Halton Hills! This fantastic area of Ontario embraces a substantial part of the Niagara Escarpment (a designated World Biosphere Reserve) and the well-known Bruce Trail. Ideal for families and outdoor lovers, Halton Hills hosts many explorable wetlands, conservation areas, parks & golf clubs. Weekly farmer's markets, antique shows, festivals & events and a rich culture are like the cherry on the top! Armed with the sense of being a small collection of villages filled with friendly neighbours, the real estate here leaves nothing to be desired while being desired itself! The collection of realty is derived from lofts, condos, cozy single family houses, multi-level homes, mansions, executive townhomes, mature stately manors & ranchers. Ascertaining your level of affordability is much easier with a Halton Hills mortgage calculator, should you be in the market for a mortgage loan. Purchasing a new home is a big step financially, and by using a mortgage calculator, you will have a better sense of how mortgage payments are summed up and how certain elements of a mortgage type can affect your mortgage payments too. For home buyers that are new to the mortgage market, there is a lot to investigate and a lot to consider.
Seasoned home buyers already know the ins & outs of the mortgage market, but if you are new to the somewhat confusing mortgage loan product market, then there are many facts to ponder and criteria that must be met before buying your Halton Hills property. A mortgage calculator can take you only so far; it is the sound advice you can obtain by conversing with a mortgage broker (whose services are paid for by the lender, not you). Of course, as informative as a mortgage broker will be, there are some other points of interest that may not come up. For example, how much extra you will pay on your mortgage should there be financial factors in place that fall within the lender's stipulations (longer amortizations, credit rating flaws, break the mortgage contract, refinancing restrictions, using equity from another home as the down payment, etc.). Keep in mind that the mortgage market is very competitive currently, which in turn gives you more control over your new home investment and how your money will be applied through a mortgage product. Sure, lenders can say yes or no to the loan, but you CAN negotiate to get the better rates, contract conditions & terms.