Halton Hills Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Halton Hills are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Halton Hills Mortgage Calculator Examples

Beautiful Fully Renovated Corner Unit With Upscale Granite Counters, Stainless Steel Appliances, Custom Backsplash And Breakfast Bar. Three Full Washrooms, Finish Basement With Laundry And Storage. Newcentral Air Conditioner, Furnace, Hot Water Tank, Plumbing, Electrical And Breaker Panel. New Pot Lights And Flooring Throughout. Parking Out Front Door. Enjoy The Lower Level As A Recreation / Family Room Or Convert To A Bedroom Studio With A Full 3Pc Bathroom For Guests.**** Extras **** Stainless Steel Fridge, Stove, Built-In Dishwasher, Built-In Microwave With Fan, Washer / Dryer, Garden Shed, New Furnace, Air Conditioner, Hot Water Tank, Flooring. (Id:23934)
CALL1.877.896.6727
Property Price
$775,000
Minimum Down Payment (%)
6.77%
Minimum Down Payment ($)
$52,500
Mortgage Insurance ($)
$28,900
Mortgage Required ($)
$751,400
Best Mortgage Rate (%)
2.70%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$11,975
Mortgage Insurance PST
$2,312
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$68,287
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$64,287
Monthly Payment
$3,441
If You Would Like The Best Neighours, No Worries About Parking, Enjoying A Bonfire After A Private Swim And An Easy Commute We Have An Amazing Home For You. Please View The Drone Overview To See The Size Of The Land And The Virtual Tour To Walk Through The Home. This 5-Bedroom Home Has A Private 2-Room Nanny Suite With A Private 3-Piece Washroom On The Main Floor, Perfect For Extended Family. Schools Are In Halton Hills And The Bus Stop Has Been At The Bottom Of The Driveway, Never Miss The Bus Again!**** Extras **** Septic Clean-Out And Well Water Test Are Both Available As They Have Been Recently Completed. (Id:23934)
CALL1.877.896.6727
Property Price
$1,698,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$339,600
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,358,400
Best Mortgage Rate (%)
2.70%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$30,435
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$371,535
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$367,535
Monthly Payment
$6,221
You Won't Grow Out Of This Home! 3124 Square Ft Plus Full Basement..Main Flr; Laundry With Direct Entry To Grge & Side Door, Hardwood Thru Out, 9' Ceilings, Cathedral Ceilings In Family Room., Gourmet Open Concept Kitchen.(Stainless Steel Appliance / Thermador Gas Stove, Granite Counter, Center Island)&Walk-Out To New Deck. Four Amazing Size Bdrms, Stunning Renovated Ensuite Bthrm. Finished Basement With Enormous Recreation Room, Extra Bedroom / Office & 3 Piece Bthrm. Located In Desirable Partially Of Gtown. Check It Out!**** Extras **** Stainless Steel Fridge, Stainless Steel Thermador 6 Burner Gas Stove, Stainless Steel Built-In Dishwasher, Washer & Dryer, Elf's Window Coverings And Blinds, Auto Garage Door Opener, Garden Shed, Back Yard Fire Pit, (Id:23934)
CALL1.877.896.6727
Property Price
$1,599,800
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$319,960
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,279,840
Best Mortgage Rate (%)
2.70%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$28,471
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$349,931
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$345,931
Monthly Payment
$5,862
Welcome Home! Enjoy Sunrise / Sunset In Your Own Backyard! This Luxurious And Exquisite Estate Is On 3.22 Acres! 4Bed ,5 Bathrooms, Finished Walk-Out Lower Level. Great Room With Vaulted Ceiling & Wood Fp; Solid Wood Cabinets In Kitchen With 2 Jenn-Air Stoves, Microwave, C Island & Granite Counters; Main Flr Principal Bedroom & 4Th Bedroom 2 Spacious Bedroom Share 5Pc On 2Nd Level. Fully Finished Lower Level With Separate Entrance. Full Kitchen, Games Room, Gym, Den / 5Th Bedroom, 3 Piece Bathroom & Media Room Walk-Out To Patio With Rough-In For Hot Tub. In-Ground Pool With Solar Heating, Pool House, Paved Drvwy & Patterned Concrete, New 9"" Hardwood Floors, Freshly Painted. Roof 19,Furnace 19,Basement 19.12 Mins To 401 At Hwy 25**** Extras **** Inc: Fridge,Stoves,Dishwasher,Washer,Dryer (Id:23934)
CALL1.877.896.6727
Property Price
$3,280,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$656,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$2,624,000
Best Mortgage Rate (%)
2.70%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$68,475
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$725,975
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$721,975
Monthly Payment
$12,018
Welcome To 13474 Side Rd 5 In Georgetown! This Stunning Custom Home Was Built By Versacorp Homes With Architecture By Kerren Design! No Expense Was Spared In This Massive 2Storey Masterpiece. Stunning Interior Finishes Include, Marble, Walnut And Hdf Cabinetry. Family Living At Its Prime With Oversized Chef Kitchen Featuring Marble Counters, Viking 7 Series Appliances, Dining & Living Showcase 12 Ft Ceilings And Imported Belgium Hardwood Throughout, Main Floor Laundry & Mudroom, 6 Bed, 6 Bath, Primary Bedroom With Ensuite And Full Dressing Room With 10 Ft Ceilings,. Lower Level Is A Sight To Be Seen And Entertainers Dream, Featuring Full Commercial Gym, Steam Shower, Bar, Additional Bed & Bath, Custom Range With Unicore Golf Simulator (65K). Lower Level Walk Out To A Spectacular Backyard Retreat With Inground Pool, Water Features, Putting Green, Professional Play Centre And Gorgeous Landscape Package. Incredibly Private Backing Onto To Farm Land. Minutes To High-End Shopping, 407, Schools And Quick Access To Toronto. (Id:23934)
CALL1.877.896.6727
Property Price
$5,149,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$1,029,800
Mortgage Insurance ($)
$0
Mortgage Required ($)
$4,119,200
Best Mortgage Rate (%)
2.70%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$115,200
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$1,146,500
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$1,142,500
Monthly Payment
$18,865

Mortgages In Halton Hills

There is quite the little secret just outside the major cities of Toronto, Mississauga & Oakville... it is called Halton Hills! This fantastic area of Ontario embraces a substantial part of the Niagara Escarpment (a designated World Biosphere Reserve) and the well-known Bruce Trail. Ideal for families and outdoor lovers, Halton Hills hosts many explorable wetlands, conservation areas, parks & golf clubs. Weekly farmer's markets, antique shows, festivals & events and a rich culture are like the cherry on the top! Armed with the sense of being a small collection of villages filled with friendly neighbours, the real estate here leaves nothing to be desired while being desired itself! The collection of realty is derived from lofts, condos, cozy single family houses, multi-level homes, mansions, executive townhomes, mature stately manors & ranchers. Ascertaining your level of affordability is much easier with a Halton Hills mortgage calculator, should you be in the market for a mortgage loan. Purchasing a new home is a big step financially, and by using a mortgage calculator, you will have a better sense of how mortgage payments are summed up and how certain elements of a mortgage type can affect your mortgage payments too. For home buyers that are new to the mortgage market, there is a lot to investigate and a lot to consider.
Seasoned home buyers already know the ins & outs of the mortgage market, but if you are new to the somewhat confusing mortgage loan product market, then there are many facts to ponder and criteria that must be met before buying your Halton Hills property. A mortgage calculator can take you only so far; it is the sound advice you can obtain by conversing with a mortgage broker (whose services are paid for by the lender, not you). Of course, as informative as a mortgage broker will be, there are some other points of interest that may not come up. For example, how much extra you will pay on your mortgage should there be financial factors in place that fall within the lender's stipulations (longer amortizations, credit rating flaws, break the mortgage contract, refinancing restrictions, using equity from another home as the down payment, etc.). Keep in mind that the mortgage market is very competitive currently, which in turn gives you more control over your new home investment and how your money will be applied through a mortgage product. Sure, lenders can say yes or no to the loan, but you CAN negotiate to get the better rates, contract conditions & terms.