Huntsville Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Huntsville are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Huntsville Mortgage Calculator Examples

Live, Work And Play On This Commercially Zoned 5+ Acre Property Situated On The Popular Shores Of Lake Vernon. This 5 Bedroom, 2 Bathroom Year Round Home Or Cottage Offers South West Views And Access To Miles Of Boating On Vernon, Mary, Fairy And Peninsula. Less Than 20 Minutes To Downtown Huntsville Where You Will Find Great Shopping, Restaurants, Events And Attractions. The Property Is Zoned Cs4 (Marina) Which Would Allow For A Multitude Of Uses Including But Not Limited To A Fully Functional Marina, Outdoor Storage, Restaurants And Retail. The Owner Currently Rents Out 33 Boat Slips Per Season At $1300.00 Per Slip (Fee Increase Notices Have Been Given To Users To Increase Fees To $1500.00 Next Season). The Lower Walkout Level Boasts A Large Living Area, Kitchen, Dining Space, Bathroom And Bedroom. Upper Level Is Complete With 4 Additional Bedrooms And 4 Piece Bathroom And A Newly Built Muskoka Sitting Room Completed In 2017 With Beautiful Pine Walls And A Glass Rail Deck System Providing Spectacular Lake Views. Decks, Patios And A Stone Fire Pit Area Offer Many Outdoor Areas To Entertain Friends And Family. A Bunkie At Lakeside Offers Additional Sleeping And Storage. The 3 Bay Newly Built Garage Is Every Car And Toy Enthusiasts Dream With Lots Of Space For Storage, Entertaining Or Workshop Space. The Owner Has Created A Large Parking Area For Boat Slip Rental Guests And Remaining Acreage Is Flat, Maintained And Ready For Future Development. Iguide Link Attached For Viewing. (Id:23934)
CALL1.877.896.6727
Property Price
$4,400,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$880,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$3,520,000
Best Mortgage Rate (%)
1.30%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$96,475
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$977,975
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$973,975
Monthly Payment
$13,744
Welcome To The Hidden Valley Lakeside Chalets! This 3 Bedroom, 2 Bathroom Unit Offers Stunning Peninsula Lake Views! Located Mere Minutes From Golf Courses, Hiking, Local Shopping & Dining. This Is An Amazing Investor Or End User Opportunity. You Cannot Beat The Location, Only Steps To The Waterfront And The Hidden Valley Highlands Ski Area - A True 4 Season Living Experience! Relax On One Of Your Three Private Balconies Whilst Taking In The Peaceful Lakeview. Walking Onto The Main Floor You Will Find Two Large Bedrooms And A 4-Piece Bathroom. The Second Floor Offers An Open Concept Living Space That Includes The Kitchen, Dining Room And A Great Room With A Wood Burning Fireplace - The Perfect Space To Cozy Up With The Cooler Months Upon Us. Located On The Top Floor Is The Oversized Primary Bedroom, 4-Piece Ensuite And Additional Storage Space. All You Need To Do Is Pack Your Bags And Enjoy All That Muskoka Has To Offer As This Unit Is Being Sold Furnished! Owners Have Deeded Access To The Private Beach And The Potential To Rent A Boat Slip. A True Muskoka Getaway! (Id:23934)
CALL1.877.896.6727
Property Price
$638,900
Minimum Down Payment (%)
6.09%
Minimum Down Payment ($)
$38,890
Mortgage Insurance ($)
$24,000
Mortgage Required ($)
$624,010
Best Mortgage Rate (%)
1.30%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$9,253
Mortgage Insurance PST
$1,920
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$51,563
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$47,563
Monthly Payment
$2,436
The Waterfront At Grandview Combines Profound Natural Beauty With The Glamour And Luxury Of High-End Condominiums That, Until Now, Have Never Before Been Available In Muskoka. Designed Deliberately To Celebrate Natural Light And Make The Beauty Of Muskoka A Central Feature. This 1,421 Square Feet Suite Located On The Amenity Floor Offers An Open Concept Floor Plan And 9 Foot Ceilings That Maximize Space. Featuring 1 Bedroom Plus Den, 2 Bathrooms, Premier Finishes, Custom Cabinetry, Gourmet Kitchen With Quartz Countertops, Bosch Appliances, Radiant In-Floor Heating Throughout And A Juliet Balcony. Manicured Flagstone Walkways Guide You Towards Countless Amenities Including Access To The Sand Beach, Infinity Pool At The Waters Edge With Cabana Pool Bar, Swim Dock, Boat Dock, Sunset Terraces, Rooftop Terrace And Fitness Centre. Never A Shortage Of Activities In Any Season With 40 Miles Of Boating Access To 4 Lakes, Nearby World Class Golf Courses, Hiking Trails, Cross-Country And Downhill Skiing And Just Minutes Away From The Vibrant Huntsville Town Centre. By Making A Steadfast Commitment To Refinement And Perfection, The Waterfront At Grandview Has Brought Muskoka Luxury To New Heights And Is Truly An Exclusive Living Destination For Those Who Value Having The Very Best. More Information At Www.Waterfrontatgrandview.Com (Id:23934)
CALL1.877.896.6727
Property Price
$895,000
Minimum Down Payment (%)
7.21%
Minimum Down Payment ($)
$64,500
Mortgage Insurance ($)
$33,220
Mortgage Required ($)
$863,720
Best Mortgage Rate (%)
1.30%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$14,375
Mortgage Insurance PST
$2,658
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$83,033
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$79,033
Monthly Payment
$3,372
The Waterfront At Grandview Combines Profound Natural Beauty With The Glamour And Luxury Of High-End Condominiums That, Until Now, Have Never Before Been Available In Muskoka. This Opulent 1,735 Square Feet Suite Offers Southwest Views Down The Long Reach Of Huntsvilles Fairy Lake. Designed Deliberately To Celebrate Natural Light And Make The Beauty Of Muskoka A Central Feature. The Open Concept Floor Plan And 9 Foot Ceilings Maximize Space. Featuring 1 Bedroom Plus Den, 2 Bathrooms, Premier Finishes, Expansive Windows, Custom Cabinetry, Gourmet Kitchen With Quartz Countertops, Miele Appliances, Balcony With Built-In Barbeque Off The Living Room, Radiant In-Floor Heating Throughout, Full Elevator Accessibility And 2 Parking Spaces In The Heated Underground Garage With Electric Car Charging Capability. Manicured Flagstone Walkways Guide You Towards Countless Amenities Including Access To The Sand Beach, Infinity Pool At The Waters Edge With Cabana Pool Bar, Swim Dock, Boat Dock, Sunset Terraces, Rooftop Terrace And Fitness Centre. Never A Shortage Of Activities In Any Season With 40 Miles Of Boating Access To 4 Lakes, Nearby World Class Golf Courses, Hiking Trails, Cross-Country And Downhill Skiing And Just Minutes Away From The Vibrant Huntsville Town Centre. By Making A Steadfast Commitment To Refinement And Perfection, The Waterfront At Grandview Has Brought Muskoka Luxury To New Heights And Is Truly An Exclusive Living Destination For Those Who Value Having The Very Best. More Information At Www.Waterfrontatgrandview.Com (Id:23934)
CALL1.877.896.6727
Property Price
$1,295,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$259,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,036,000
Best Mortgage Rate (%)
1.30%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$22,375
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$282,875
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$278,875
Monthly Payment
$4,045
The Waterfront At Grandview Combines Profound Natural Beauty With The Glamour And Luxury Of High-End Condominiums That, Until Now, Have Never Before Been Available In Muskoka. Suite 308 Is An Absolutely Stunning 3,169 Square Feet Top Floor Corner Suite That Is Imbued With Spacious Contemporary Luxury, Exquisite Design And Lavish Living. From Almost Every Window, The Uninterrupted Southwest And Southeast Views Down Huntsvilles Fairy Lake Stretch For Kilometres. Designed Deliberately To Celebrate Natural Light And Make The Beauty Of Muskoka A Central Feature. The Open Concept Floor Plan And 9 Foot Ceilings Maximize Space, Giving This Suite An Airy Feel. Featuring 3 Bedrooms Plus Den, 3 Bathrooms, Premier Finishes, Expansive Window Walls, Custom Cabinetry, Gourmet Kitchen With Quartz Countertops, Wet Bar, Miele Appliances, An Oversized Balcony With Built-In Barbeque Off The Living Room And Another Private Balcony In The Primary Bedroom, Radiant In-Floor Heating Throughout. Also Features Full Elevator Accessibility And 2 Parking Spaces In The Heated Underground Garage With Electric Car Charging Capability. Manicured Flagstone Walkways Guide You Towards Countless Amenities Including Access To The Sand Beach, Infinity Pool At The Waters Edge With Cabana Pool Bar, Swim Dock, Boat Dock, Sunset Terraces, Rooftop Terrace And Fitness Centre. Never A Shortage Of Activities In Any Season With 40 Miles Of Boating Access To 4 Lakes, Nearby World Class Golf Courses, Hiking Trails, Cross-Country And Downhill Skiing And Just Minutes Away From The Vibrant Huntsville Town Centre. By Making A Steadfast Commitment To Refinement And Perfection, The Waterfront At Grandview Has Brought Muskoka Luxury To New Heights And Is Truly An Exclusive Living Destination For Those Who Value Having The Very Best. More Information At Www.Waterfrontatgrandview.Com (Id:23934)
CALL1.877.896.6727
Property Price
$2,995,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$599,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$2,396,000
Best Mortgage Rate (%)
1.30%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$61,350
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$661,850
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$657,850
Monthly Payment
$9,355

Mortgages In Huntsville

Armed with the motto 'Touch the Past - Embrace the Future' is a clear indication that Huntsville is not only growing, but it also has a rich past that is worthy of investigation. This city is made up of a fusion of old & new, and this accounts for everything here (farmer's market, amenities, activities, buildings, restaurants and real estate). This community sits just south of North Bay and just north of Toronto, but offers home buyers an amazing realty collection with affordable price tags and a great place to call home. There are many parks & lakes that keep outdoor enthusiasts & nature lovers intrigued, as well as a strong arts community. Before checking the MLS listings, buyers can pull up the Huntsville mortgage calculator online to have ready, because it is very likely that there will be a home listed that is a perfect match! A mortgage calculator is a simple tool that allows home buyers to see the monthly payment on a home's purchase price & interest rate. The diversity with dwelling types is just as friendly & unique as the residents themselves (lake-side cottages, cabins, spacious multi-level house estates, shop-top lofts, unique custom builds, low rise & mid rise condominiums, ranchers, backsplits & duplexes).
Huntsville is self-contained with schools, healthcare, emergency services, lots of shopping outlets & eateries and so much more, so coupled with incredible realty and surrounded by the scenic hills of the Canadian Shield, it is a win-win for home buyers! When a mortgage loan is the way to go (as it is for most home buyers), then using a mortgage calculator is just the beginning. Lenders are more flexible than ever when working with a home buyer to gain mortgage loan application approval, and even self-employed buyers do not have to struggle with obtaining the funds to purchase a new home (with proper documents). If you have decent credit that shows a good track record of paying off debts in full, steady and ongoing income/employment, can show money saved for a down payment & cover the closing costs and own assets, then not only are you considered a lower risk by the lender, but you may be offered alternative mortgage products. Some lenders will 'customize' a mortgage product so it fits your finances like a comfortable glove (the mortgage market is competitive, and lenders will work harder to gain you as a client). It is always a smart move on your part to be pre-qualified or even pre-approved for your mortgage loan prior to making an offer on a home (there is nothing more reassuring to a seller then knowing that the buyer has a lender already lined up for financial backing!).