North Frontenac Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in North Frontenac are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

North Frontenac Mortgage Calculator Examples

Amazing Opportunity To Own Approx 68Acresand Waterfront On Morgan's Lake.Located On School Bus Route This Is A Great Family Home With Room To Roam And Make Your Own Trails Leading To The Lake.Lake Is Currently Accessible By Walking In.On The 2Nd Piece Of Property Is A Large Separate.Building With Hydro Previously Used As Workshop+Greenhouse.Just A Short Drive To Bon Echo,Surrounding Lakes And Town Of Northbrook. This Is A Must See For The Adventuresome Person**** Extras **** Existing Fridge,Stove,Built-In Dishwasher, Washer Dryer, Existing Window Coverings, Electric Light Fixtures And Broadloom Where Laid *Lot 30,Conc2 Barrie Except Pt1 13 R2901,Pt1+2 13R9271.Pt1+3,13R9885 North Frontenac (Id:23934)
CALL1.877.896.6727
Property Price
$699,900
Minimum Down Payment (%)
6.43%
Minimum Down Payment ($)
$44,990
Mortgage Insurance ($)
$26,196
Mortgage Required ($)
$681,106
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$10,473
Mortgage Insurance PST
$2,096
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$59,059
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$55,059
Monthly Payment
$3,842
Welcome To This Stunning 3 Bedroom, 2 Bathroom Waterfront Bungalow On Beautiful Kashwakamak Lake. This Home Boasts An Open Concept Layout, Perfect For Entertaining Guests Or Enjoying A Peaceful Evening By The Water. As You Step Inside, You'll Notice The Beautiful Built-In Cabinetry Throughout The Home, Providing Ample Storage Space And Adding A Touch Of Elegance To The Space. The Large Windows Throughout The Living Room And Dining Area Allow For Plenty Of Natural Light To Flood The Space, Providing A Warm And Welcoming Atmosphere And Amazing Views Of The Lake. The Kitchen Features Built-In Appliances And Granite Countertops Making Meal Prep And Cooking A Breeze. The Home Also Features Three Generously Sized Bedrooms, And A Large Sunroom That Could Easily Be Another Space For Guests, Providing Plenty Of Space For You And Your Family To Rest And Relax. Outside, You'll Find 2 Sheds And A Large Detached Garage / Shop Providing Ample Storage Space For All Of Your Outdoor Gear And Toys. The Small Sandy Beach With Your Own Private Dock Is The Perfect Spot For Relaxing And Taking In The Stunning Views Of The Lake And Watching The Kids Swim. Whether You're Looking For A Peaceful Retreat, Year Round Home Or A Place To Entertain Friends And Family For The Summer, This Waterfront Bungalow On Kashwakamak Lake Is The Perfect Choice. Don't Miss Your Opportunity To Make This Stunning Property Your Own! (Id:23934)
CALL1.877.896.6727
Property Price
$849,900
Minimum Down Payment (%)
7.06%
Minimum Down Payment ($)
$59,990
Mortgage Insurance ($)
$31,596
Mortgage Required ($)
$821,506
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$13,473
Mortgage Insurance PST
$2,528
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$77,491
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$73,491
Monthly Payment
$4,634
Have You Been Searching For A Location With Maximum Privacy Without Being Completely Isolated? Home Located In The Heart Of Cottage Country On A Wooded 3.3 Acre Lot Features; Detached 2 Car Garage, Screened Porch, 2000 Ft Home With Renovated Kitchen & Bath, 4 Bedrooms, Full Basement With Walk Out, Deeded Access To Mazinaw Lake & Views Of Little Marble Lake! Located Near Bon Echo Provincial Park, Close To Amenities, Halfway Between Toronto & Ottawa. (Id:23934)
CALL1.877.896.6727
Property Price
$599,900
Minimum Down Payment (%)
5.83%
Minimum Down Payment ($)
$34,990
Mortgage Insurance ($)
$22,596
Mortgage Required ($)
$587,506
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$8,473
Mortgage Insurance PST
$1,808
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$46,771
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$42,771
Monthly Payment
$3,314
The Perfect Place For Sharing! Two Cottages In One, On 1.18 Acres On Buckshot Lake With 495 Feet Of Water Frontage. The Original Cabin (1986) Is Great For Family # 1- Offers 3 Beds, 1- 3 Piece Bath, Open Concept Floor Plan & Incredible Views Of The Lake. With Its Own Separate Entrance & A Breezeway Connecting To The New Cottage. For Family # 2- The New Cottage (2003) Offers 3 Beds, 1- 3-Piece Bath. Partially Finished Walkout Basement. 48 Ft Aluminum Dock. (Id:23934)
CALL1.877.896.6727
Property Price
$1,499,900
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$299,980
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,199,920
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$26,473
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$327,953
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$323,953
Monthly Payment
$6,769
Waterfront Beauty On Sought After Kashwakamak Lake! Ready Just In Time For The 2023 Cottage Season! 4 Season Private 3-Bedroom Viceroy Style Featuring: Double Garage, Bunkie, 2 Docks & Sand Beach Entry, South Facing, Wraparound Deck, Open Concept Style Home With Loads Of Windows Overlooking Lake Views, Mudroom / Laundry Room Entrance, Drilled Well, Cell Service, Internet, Excellent Swimming, Boating & Fishing! Your Ticket To Year Round Waterfront Fun! (Id:23934)
CALL1.877.896.6727
Property Price
$969,900
Minimum Down Payment (%)
7.42%
Minimum Down Payment ($)
$71,990
Mortgage Insurance ($)
$35,916
Mortgage Required ($)
$933,826
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$15,873
Mortgage Insurance PST
$2,873
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$92,236
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$88,236
Monthly Payment
$5,268