North Kawartha Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in North Kawartha are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

North Kawartha Mortgage Calculator Examples

Stoney Lake - Nicely Appointed 4 Season Cottage Or Lake Home With Sunny Southern Exposure Overlooking The Islands And Open Water Of Upper Stoney Lake. This Cottage Features An Open Concept Floor Plan On The Main Level With Vaulted Ceilings In Great Room, And Walkout To Covered Deck Where You Can Enjoy Outdoor Dining With Stunning Lake Views. With Three Bedrooms + Loft And Three Full Bathrooms, There Is Plenty Of Room For Entertaining Guests. Lower Level Features A Private Guest Area With Fireplace And Walkout To Lake Where You Will Enjoy Beautiful Mature Trees, Level Recreation Space And 110 Feet Of Wade In Sandy Frontage. Detached Insulated Double Car Garage Or Workshop Is An Added Bonus. Enjoy All That Stoney Lake Has To Offer, With Ample Recreational And Lakeside Dining Options, World Class Golf, And The Renowned Juniper Island All Just A Boat Ride Away. (Id:23934)
CALL1.877.896.6727
Property Price
$1,595,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$319,000
Mortgage Insurance ($)
$0
Mortgage Required ($)
$1,276,000
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$28,375
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$348,875
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$344,875
Monthly Payment
$7,198
Jaw-Dropping Turnkey Executive Cottage On Stoney Lake With 200' Waterfront, Boathouse, Deep Swimming, & Beach! 4-Season Custom-Built Property By Renowned Timberland Homes (2005). Set On 1.5 Acres Of Beauty With Nearly 6,000 Square Ft Of Luxury Living Space, Sleeping Up To 16 People. Located In The Kawarthas, 2 Hrs From To. Heated 3-Car Oversized Garage With Paved Driveway. Level Waterfront Grass Area With Wade-In Beach, Firepit, & Big Dock With 10 Ft Deep Clear Water Swimming. Admire Sunset & Sunrise On The Dock! 2 Slip Wet Boathouse With Steel Boat Lift. 18' Ceiling Great Room With Lake Views. Chef's Dream Kitchen With New Appliances, Dining Room For 16, & Billiards Table. 5 Beds, Office, 4.5 Baths, 2 Bonus Rooms, & Hot Tub Overlooking The Lake. In-Floor Radiant Heating With Temperature Control For Each Room, Forced Air Conditioner, & Ultra High Speed Cable Internet. Fully Furnished, Ready For Summer, Quick Close Available, & Even Open To Offers Anytime! (Id:23934)
CALL1.877.896.6727
Property Price
$3,398,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$679,600
Mortgage Insurance ($)
$0
Mortgage Required ($)
$2,718,400
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$71,425
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$752,525
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$748,525
Monthly Payment
$15,334
Get Ready For An Incredible Summer On Julian Lake! This Is The Ultimate Private Oasis You've Been Looking For! This Spacious 2-Bedroom Bungalow Is Nestled Into A Clearing On 6+ Beautiful Acres At The End Of A Private Road. This Home (Or Cottage!) Is Open, Bright And Has Stunning Views Of The Lake From Nearly Every Room. Vaulted Ceilings, Open Concept Kitchen, Living And Dining, And A Lovely Sunroom With A Propane Stove Make This Property Inviting From The Moment You Walk In. There Is A Large Deck That Overlooks 600+ Ft Of Shoreline On This Spring-Fed, Crystal Clear Lake That Is Perfect For Swimming. On The Lower Level You Will Find A Walkout Basement, Family Room With A Propane Fireplace, Den And A 3-Piece Bath. To Accommodate Additional Guests, There Is A One-Bedroom Bunkie, With Its Own Kitchenette And Living Room. A Large Workshop And Detached Double-Car Garage Provide Lots Of Space For Storage To House The Toys You'll Need For Enjoying This Incredible Property. (Id:23934)
CALL1.877.896.6727
Property Price
$999,900
Minimum Down Payment (%)
7.50%
Minimum Down Payment ($)
$74,990
Mortgage Insurance ($)
$36,996
Mortgage Required ($)
$961,906
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$16,473
Mortgage Insurance PST
$2,960
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$95,923
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$91,923
Monthly Payment
$5,426
Turn Key, Move In Ready Cottage On Large Lot With Stellar South Facing Views & Access To The Prestigious Stoney Lake. Clear, Deep Water Off The Dock Makes For Excellent Swimming Conditions. Completely Renovated From Top To Bottom. Professionally Designed & Furnished (Selling Fully Furnished). New Everything. Renovated Spaces In The Boathouse (Includes Walk-Out Patio) & Garage Bunkie (Includes 3 Piece En-Suite) Allows For Additional Sleeping Space For Overnight Guests (Cottage Sleeps 12 People). Enjoy The Sunshine & Outdoors On The Enormous (Approx 750 Square Feet) Deck With Glass Railing. Freshly Landscaped. Must See In Person.**** Extras **** Legal Description Full: Lt 3 Pl 19 Burleigh (Southern Division); North Kawartha (Id:23934)
CALL1.877.896.6727
Property Price
$2,599,000
Minimum Down Payment (%)
20.00%
Minimum Down Payment ($)
$519,800
Mortgage Insurance ($)
$0
Mortgage Required ($)
$2,079,200
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$51,450
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$572,750
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$568,750
Monthly Payment
$11,728
Chandos Lake- Beautifully Updated 3 Bedroom Cottage On Excellent Deep, Weed Free Waterfront. Chandos Lake Offers Clean, Deep Waters Ideal For Swimming, Fishing, And Boating. Cottage Is A 15 Minute Drive To The Village Of Apsley For All Your Cottaging Supplies. Stunning Scenery With Panoramic View Of The Lake. Oversized, Multi Level Decking Allows For Sizable Summer Get-Togethers. Inside Has Been Renovated Tastefully With A Welcoming Cottage Feel. Vaulted Ceilings In The Living Room With Expansive View Of The Lake And Cozy Corner Fireplace For Those Colder Days And Evenings. Ready To Enjoy Your Summer! (Id:23934)
CALL1.877.896.6727
Property Price
$979,000
Minimum Down Payment (%)
7.45%
Minimum Down Payment ($)
$72,900
Mortgage Insurance ($)
$36,244
Mortgage Required ($)
$942,344
Best Mortgage Rate (%)
4.69%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$16,055
Mortgage Insurance PST
$2,900
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$93,355
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$89,355
Monthly Payment
$5,316