Quinte West Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$1,520
$1,116
$952
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$6,475
$6,475
$6,475
$6,475
Total Cash Needed
=
$34,495
$59,091
$83,927
$107,975
First time home buyers in Quinte West are eligible for a Land Transfer Tax rebate of up to $4,000

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Quinte West Mortgage Calculator Examples

Here Sits A 3 Bedroom 1 Bath Side-Split With An Attached Garage Featuring Large Principal Rooms, Mostly Vinyl Windows, Updated Oak Kitchen And A Large Rural Lot With An Excellent Location On Loyalist Parkway Just East Of Wooler Road. (Id:23934)
CALL1.877.896.6727
Property Price
$229,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$11,495
Best Mortgage Rate (%)
1.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$2,024
Mortgage Insurance PST
$699
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$15,718
First Time Home Buyer
Land Transfer Tax Credit
-$2,024
Cash Needed
$13,694
Monthly Payment
$961
Beautiful & Bright 3 Season Cottage In The Heart Of Frankford. This Private 2 Bedroom, 1 Bath Cottage Backs Onto The Scenic Trent River With Your Own Private Boat Launch Area. This Bright & Airy Space Boasts A Renovated Living Space With Vinyl Flooring, Updated Kitchen Cabinets, Updated 4Pc Bath, & Massive Detached 18X22 Garage. Relax In The Privacy Of Your Fenced Yard With Large Deck For Entertaining. Truly A Must See!Water Source Is Lake Intake (Id:23934)
CALL1.877.896.6727
Property Price
$299,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$14,950
Best Mortgage Rate (%)
1.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$2,960
Mortgage Insurance PST
$909
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$20,319
First Time Home Buyer
Land Transfer Tax Credit
-$2,960
Cash Needed
$17,359
Monthly Payment
$1,250
Nestled In A Peaceful Crescent On The Outskirts Of Town, You Will Find This Immaculate, Open Concept Design, 4 Bed Brick Bungalow With A Private Backyard That Is Ready For You & Yours! Gorgeous Kitchen With Oversized Island And Breakfast Bar Is Any Entertainers Dream Complete With New Stainless Steel Appliances, Pantry & Loads Of Storage. Garden Doors Lead From Your Dining Room To Your Outdoor Oasis Featuring A Covered Wooden Pergola, Hot Tub, Extensive Deck To Relax Looking Onto A Fully Fenced Yard Complete With Garden Shed (20) & Barbeque Gas Line. Attractive Stone Fireplace In Living Room Adds To The Upgraded Features This Home Has To Offer. Master Bedroom With Luxurious Ensuite Boasts A Jacuzzi Tub & Adjoining Walkin Closet. Continue To Entertain Your Guests At The Bar In The Lower Level, Or Area Could Easily Be Converted To An Inlaw Suite With 2 Additional Large Bedrooms & 4 Piece Bath. 2 Car Garage With Direct Access To Kitchen. Gorgeous Landscaping. This Perfect Lakeside Home Awaits You! (Id:23934)
CALL1.877.896.6727
Property Price
$624,900
Minimum Down Payment (%)
6.00%
Minimum Down Payment ($)
$37,490
Best Mortgage Rate (%)
1.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$8,973
Mortgage Insurance PST
$1,880
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$49,843
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$45,843
Monthly Payment
$2,584
View Video Tour In High Definition, Virtual Tour Available! Built In 2012, This Was A Model Home For Klemencic Homes, Loaded With Upgrades. Main Floor : 2 Bedrooms, Laundry, 2 Full Baths. (The Master Bedroom Has A Private Ensuite Bathroom & A Walk-In Closet). Lower Level Features A Cosy Family Room With Gas Fireplace, 2 Large Bedrooms & A 4Pc Bath. Upgraded Decks & Landscaping For Optimal Outdoor Enjoyment. Double Garage Completely Drywalled, Insulated & Painted. Granite In Main Floor Baths & Kitchen. Textured Walls. Hunter Douglas Custom Blinds. Built-In Speakers In Great Room & Recreation Room. Generac Runs Entire House. Sprinkler System, Stampcrete, Hot Tub, Fenced Area For Dog. The List Of Interior And Exterior Upgrades Is Extensive, So Be Sure To Ask For More Information! (Id:23934)
CALL1.877.896.6727
Property Price
$539,900
Minimum Down Payment (%)
5.37%
Minimum Down Payment ($)
$28,990
Best Mortgage Rate (%)
1.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$7,273
Mortgage Insurance PST
$1,635
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$39,398
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$35,398
Monthly Payment
$2,247
Extremely Rare 6+ Acres Waterfront Property With Two Semi-Detached Bungalows. Each House Has 2 Bedrooms And A Single Bath With Living Room And Kitchen. City Water And Septic. Forced Air Gas Heat. Excellent Opportunity For An Income Property, Cottage Retreat, Or Both! (Id:23934)
CALL1.877.896.6727
Property Price
$539,900
Minimum Down Payment (%)
5.37%
Minimum Down Payment ($)
$28,990
Best Mortgage Rate (%)
1.99%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$7,273
Mortgage Insurance PST
$1,635
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$39,398
First Time Home Buyer
Land Transfer Tax Credit
-$4,000
Cash Needed
$35,398
Monthly Payment
$2,247