Ontario REAL ESTATE
Major Ontario Cities
Barrie1,105Belleville284Brampton1,252Brantford517Burlington953Caledon294Cambridge489Chatham253Clarington316Collingwood283
Etobicoke831Guelph568Hamilton2,056Innisfil400Kawartha Lakes376Kingston484Kitchener794London1,587Markham556Milton395
Other Ontario Cities
Acton12Addington Highlands14Adjala-Tosorontio60Ailsa Craig7Ajax211Alban9Alexandria28Alfred16Algonquin Highlands19
Alliston26Almonte28Alnwick/Haldimand60Alvinston5Amaranth29Ameliasburg7Amherstburg171Amherstview48Ancaster160
Baden18Bailieboro9Bainsville7Bala9Balderson5Baltimore6Bancroft67Barry's Bay18Bath21Bayfield39Bayham8Baysville24Beachburg9
Beachville5Beamsville49Beaverton15Beckwith6Belgrave5Belle River40Belmont12Bethany7Binbrook40Blenheim28Blind River15Bloomfield6Blue Mountains48
Caistor Centre8Calabogie13Caledonia43Callander8Campbellford36Campbellville10Canfield7Capreol5Cardiff7Cardinal8Carleton Place66Carling16Carlisle10Carp21Carrying Place19Casselman34Cavan-Monaghan39
Cayuga17Central Elgin5Central Frontenac5Central Huron9Centralia5Centre Hastings5Centre Wellington64Chalk River8Chapleau10Charing Cross6Chatham-Kent51Chatsworth36Chatsworth (Twp)11Chelmsford25Cherry Valley23Chesley10Chesterville14
Hagersville27Haldimand130Haliburton66Halton Hills240Hamilton Township37Hamilton Twp5Hanmer22Hannon8Hanover45
Harcourt8Harriston16Harrow26Harrowsmith14Hartington9Hastings23Hastings Highlands13Havelock28Havelock-Belmont-Methuen10
Lake Of Bays19Lake Of Bays (Twp)6Lakefield25Lakeshore160Lambton Shores19Lanark21Lanark Highlands6Lancaster9Langton11
Lansdowne11Lasalle192Latchford6Leamington113Leeds & The Thousand Island7Lefaivre9Lighthouse Cove5Limoges17Lincoln82
Mactier10Madoc54Magnetawan23Mallorytown13Manitoulin Island11Manitouwadge29Manitowaning5Manotick25Maple Leaf5Mapleton7Marathon8Markdale14Marmora26Marmora And Lake14Martintown5
Maryhill5Massey11Mattawa8Maxville6Maynooth7Mcdougall18Mcgregor16Mckellar19Meaford74Meaford (Municipality)21Melancthon22Merlin7Merrickville34Metcalfe9Middlesex Centre8
Palmerston16Paris109Parkhill13Parry Sound35Parry Sound Remote Area8Pelham68Pembroke91Penetanguishene95Perth54Perth East5
Perth Road Village6Petawawa46Phelpston7Pickering238Picton78Plantagenet8Plattsville8Plevna9Plympton-Wyoming15Point Clark14
Sarnia59Sauble Beach19Saugeen Indian Reserve #2914Saugeen Shores30Sault Ste. Marie195Scotland8Scugog90Seaforth14Sebright7Seeleys Bay9Seguin46Selkirk11Selwyn14Severn107Severn Bridge9Shakespeare6Shallow Lake9Sharbot Lake13
Shelburne62Shuniah10Simcoe110Smith-Ennismore-Lakefield16Smiths Falls59Smithville30Smooth Rock Falls5Snow Valley8South Bruce7South Bruce Peninsula44South Frontenac13South Glengarry11South Mountain5South River11South Stormont6Southampton23Southgate66Southwold8
Talbotville15Tamworth6Tara8Tavistock15Tay76Tay Twp12Tecumseh92Teeswater5Temagami8Temiskaming Shores38
Terrace Bay6Thames Centre6Thamesford22Thamesville5The Archipelago17The Blue Mountains111Thessalon8Thomasburg5Thornbury37Thorndale20
Wahnapitae6Wainfleet77Walkerton42Wallaceburg25Warkworth10Washago19Waterdown60Waterford47Watford11Waubaushene17
Wawa14Wellesley13Wellington13Wellington North25Wendover12West Grey73West Lincoln44West Lorne9West Montrose5West Nipissing8
About Ontario Real Estate
The true definition of the word diversity describes the province of Ontario beautifully as every city, township, hamlet & village reflects a wide swath of varying cultures & communities. Ontario is a large province that encompasses and nurtures an in-depth spectrum of lifestyles, whether it be beautiful Cottage Country, rural areas, regions with city-like suburbs, or the larger cities like Toronto. The real estate in Ontario is just as diverse and quite frankly, every type of residential dwelling imaginable has been already built here, not to mention the vacant lots just waiting for home buyers to construct their dream homes. Ontario is loaded to the brim with adventures and activities for every lifestyle, with explorable outlets that the whole family will enjoy. This province offers unlimited outdoor fun through its parks, conservation areas, historic sites, shoreline beaches & boating, forests galore, countless small bodies of water (lakes, ponds, rivers & streams) and more. Urbanites love the authentic cuisines, walkability of the cities & suburban towns, culture & arts venues and entertainment options. There is literally no end to what can be done in Ontario and home buyers are only limited to their imagination as everything is within reasonable reach! Armed with a strong economy, Ontario really is a work, live, and play place to call home.
While zipping through the real estate MLS listings for Ontario and narrowing down the area in which you wish to live, the next step is to ask yourself if you are ready for home ownership? Buying a first or second home is one of the most intense decisions that people can make, as it requires a lot of upfront money to make it happen. It is more common nowadays for people to seek out a mortgage loan as the way to purchase a home, but everyone knows that is not an easy road to stroll down. The mortgage market is always moving and hard to nail down, but with a little elbow grease and some sound advice from a mortgage expert, you will be able to hit your goals. You can brush up on your knowledge of currently trending mortgage products, see what market value of homes are running for (price wise) in the area you have your eye on, and check on the various lenders that deal in mortgages. Increasing your knowledge base about the real estate market and the mortgage market will be of great value to you, and you will be able to converse with your lender & your real estate agent or broker in their 'lingo'. Mortgages are broken down into a small set of categories that makes each mortgage work such as mortgage type, mortgage performance, mortgage rate, amortization, and payment frequency.
Delving into real estate is another learning curve for those buyers that are new to the market. Real estate professionals that deal in real estate and act as the 'middleman' between the buyer and the seller is called a realtor or a real estate agent. After you have secured your lender and once you are ready to house hunt, you will now most likely require a real estate agent. A realtor can help you narrow down your search and redirect your focus on viewing homes that meet or exceed your 'wish & want' list. When you finally find the home that is worthy of your investment, you and your realtor will begin to work on the offer process. Generally, after an offer has been made by your realtor is the time that you will line up a lawyer to deal with the legalities of property purchase, especially if your offer is accepted by the seller (you will want to move quickly to lock up the deal on the home). If your offer is accepted by the seller, then you and your lender & lawyer will have some documents to process and you will request a deposit from your lender (this money is placed in trust with either your realtor or your lawyer until the sale is closed).