Ontario REAL ESTATE
Major Ontario Cities
Barrie1,125Belleville290Brampton1,752Brantford622Burlington880Caledon355Cambridge503Clarington348Collingwood390Etobicoke767
Fort Erie360Guelph556Hamilton2,099Innisfil411Kawartha Lakes410Kingston600Kitchener1,040London1,631Markham669Milton547
Other Ontario Cities
Acton15Addington Highlands34Adjala-Tosorontio65Ajax241Alban13Alexandria21Alfred17Algonquin Highlands33Alliston16Almonte26
Alnwick/Haldimand68Amaranth33Amherstburg149Amherstview37Ancaster170Angus24Annan7Appin5Apple Hill5Apsley20
Baden15Bainsville8Bala7Balderson7Bancroft61Barry's Bay23Bath24Battersea12Bayfield32Bayham8Baysville30Beachburg7Beamsville60
Beaverton5Beckwith12Belle River19Belmont11Belwood8Bentinck Twp5Binbrook24Blandford-Blenheim6Blenheim35Blind River21Blue Mountains71Bluewater20Blyth6
Caistor Centre5Calabogie31Caledonia44Callander11Cameron11Camlachie8Campbellford28Campbellville5Campden12Canfield5Capreol5Cardinal9Carleton Place61Carling25Carlisle13Carp20
Casselman31Cavan-Monaghan48Cayuga16Central Elgin (Munic)11Central Frontenac14Central Huron8Centre Hastings12Centre Wellington84Chalk River6Chatham203Chatham-Kent44Chatsworth25Chatsworth (Twp)15Chelmsford29Cherry Valley5Chesley8
Galway-Cavendish And Harvey54Gananoque57Garson18Georgetown24Georgian Bay45Georgian Bay Twp13Georgian Bluffs83Georgina240Georgina Islands11
Hagersville25Haldimand141Haldimand County8Haliburton64Hallville6Halton5Halton Hills266Hamilton Township50Hammond12
Lake Of Bays19Lakefield34Lakehurst10Lakeshore124Lambton Shores24Lanark14Lanark Highlands13Lancaster9Langton7Lansdowne19
Lasalle194Laurentian Hills5Leamington98Leeds & The Thousand Island12Lefaivre11Levack5Lighthouse Cove7Limerick5Limoges42Lincoln99
Maberly12Mactier14Madawaska5Madawaska Valley6Madoc43Magnetawan19Maitland9Malahide9Mallorytown22Manitoulin Island10Manitouwadge23Manitowaning5Mannheim5Manotick29Mapleton5Marathon11Markdale10
Marmora12Marmora And Lake52Massey9Mattawa14Maynooth11Mcdonalds Corners8Mcdougall22Mcgregor9Mckellar18Meaford109Meaford (Municipality)24Melancthon33Melbourne6Meneset7Merlin9Merrickville48Metcalfe15
Paisley7Pakenham7Palmer Rapids10Palmerston14Paris121Parkhill22Parry Sound74Parry Sound Remote Area6Peacock Point5Peel8Pelham52Pembroke69
Penetanguishene77Perry6Perth61Perth East7Perth Road Village10Petawawa48Petrolia8Picton18Plantagenet18Plattsville10Plevna5Plympton-Wyoming28
Sarnia78Sauble Beach26Saugeen Indian Reserve #2929Saugeen Shores46Sault Ste. Marie183Scugog91Seaforth18Sebright10Seeleys Bay10Seguin47Selkirk24Selwyn14Severn140Severn Bridge14Sharbot Lake9Shelburne90Sherkston5
Shrewsbury9Shuniah9Simcoe126Sioux Lookout6Sioux Narrows11Skead7Smith-Ennismore-Lakefield57Smiths Falls77Smithville31Smooth Rock Falls10South Bruce Peninsula69South Frontenac27South Glengarry12South Huron6South River13South Stormont9Southampton24
Talbotville48Tamworth7Tara8Tavistock17Tay75Tay Twp7Tecumseh75Teeswater7Temagami13Temiskaming Shores21Terrace Bay5
Thames Centre9Thamesford12Thamesville8The Archipelago15The Blue Mountains143Thedford6Thessalon9Thornbury45Thorndale26Thornton5Thorold227
Wahnapitae10Wainfleet70Walkerton20Wallaceburg34Walsingham6Wardsville7Washago23Waterdown73Waterford42
Waubaushene19Wawa10Webbwood7Wellesley14Wellington North36Wendover15West Grey95West Lincoln33West Lorne14
About Ontario Real Estate
The true definition of the word diversity describes the province of Ontario beautifully as every city, township, hamlet & village reflects a wide swath of varying cultures & communities. Ontario is a large province that encompasses and nurtures an in-depth spectrum of lifestyles, whether it be beautiful Cottage Country, rural areas, regions with city-like suburbs, or the larger cities like Toronto. The real estate in Ontario is just as diverse and quite frankly, every type of residential dwelling imaginable has been already built here, not to mention the vacant lots just waiting for home buyers to construct their dream homes. Ontario is loaded to the brim with adventures and activities for every lifestyle, with explorable outlets that the whole family will enjoy. This province offers unlimited outdoor fun through its parks, conservation areas, historic sites, shoreline beaches & boating, forests galore, countless small bodies of water (lakes, ponds, rivers & streams) and more. Urbanites love the authentic cuisines, walkability of the cities & suburban towns, culture & arts venues and entertainment options. There is literally no end to what can be done in Ontario and home buyers are only limited to their imagination as everything is within reasonable reach! Armed with a strong economy, Ontario really is a work, live, and play place to call home.
While zipping through the real estate MLS listings for Ontario and narrowing down the area in which you wish to live, the next step is to ask yourself if you are ready for home ownership? Buying a first or second home is one of the most intense decisions that people can make, as it requires a lot of upfront money to make it happen. It is more common nowadays for people to seek out a mortgage loan as the way to purchase a home, but everyone knows that is not an easy road to stroll down. The mortgage market is always moving and hard to nail down, but with a little elbow grease and some sound advice from a mortgage expert, you will be able to hit your goals. You can brush up on your knowledge of currently trending mortgage products, see what market value of homes are running for (price wise) in the area you have your eye on, and check on the various lenders that deal in mortgages. Increasing your knowledge base about the real estate market and the mortgage market will be of great value to you, and you will be able to converse with your lender & your real estate agent or broker in their 'lingo'. Mortgages are broken down into a small set of categories that makes each mortgage work such as mortgage type, mortgage performance, mortgage rate, amortization, and payment frequency.
Delving into real estate is another learning curve for those buyers that are new to the market. Real estate professionals that deal in real estate and act as the 'middleman' between the buyer and the seller is called a realtor or a real estate agent. After you have secured your lender and once you are ready to house hunt, you will now most likely require a real estate agent. A realtor can help you narrow down your search and redirect your focus on viewing homes that meet or exceed your 'wish & want' list. When you finally find the home that is worthy of your investment, you and your realtor will begin to work on the offer process. Generally, after an offer has been made by your realtor is the time that you will line up a lawyer to deal with the legalities of property purchase, especially if your offer is accepted by the seller (you will want to move quickly to lock up the deal on the home). If your offer is accepted by the seller, then you and your lender & lawyer will have some documents to process and you will request a deposit from your lender (this money is placed in trust with either your realtor or your lawyer until the sale is closed).