Royal Bank (RBC) Mortgage Rates

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Alberta Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
British Columbia Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
New Brunswick Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
Newfoundland and Labrador Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
Nova Scotia Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
Ontario Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
Prince Edward Island Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
Saskatchewan Rates
PURCHASE
Fixed Rates
1 Year
3.29%
2 Year
3.28%
3 Year
3.20%
4 Year
2.89%
5 Year
3.04%
7 Year
3.59%
10 Year
6.20%
Variable Rates
5 Year
3.35%
REFINANCE
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%
RENEWAL
Fixed Rates
1 Year
3.39%
2 Year
3.44%
3 Year
3.44%
4 Year
3.24%
5 Year
3.49%
7 Year
3.99%
10 Year
6.60%
Variable Rates
5 Year
3.45%

About Royal Bank (RBC) Rates

The Royal Bank (RBC) is a multinational financial services company that is accessible to all Canadians and one of the largest major banking institutions in Canada. Armed with a wide berth of products, services and online self-help tools and various mortgage-related information also on the long list of customer-driven services. Seasoned home buyers (switching or renewal/refinancing mortgages) and first time home buyers (new mortgages) can look to Royal Bank (RBC) mortgage rates while comparing mortgage products & rates with other lenders (shopping around for the right mortgage is a smart strategy). For people that are completely new to the mortgage industry, there are great research tools and information available on the Internet and mortgage professionals that will share their expertise in the mortgage market with you (mortgage brokers, mortgage advisors and mortgage specialists). Why do mortgages seem so complicated? A mortgage loan is a long term commitment to a lender, so of course there is going to be an over-excessive contract in place that covers every single aspect of that loan, the terms & conditions of borrowing that large sum of money, in-depth information about the home and property if applicable, the legalities (if there is a default), and the borrower's past & present financial background and debt re-payment track record.
Royal Bank (RBC) mortgage rates is only one aspect to a mortgage; home buyers will need to choose a mortgage product that is in their best interest and prequalify or be preapproved for it. There are mortgage products that perform for previous mortgage holders that wish to renew, refinance, draw from home equity or mortgage products for first time home buyers such as a conventional mortgage (with at least a 20% down payment available), fixed rate mortgage, variable rate mortgage, adjustable rate mortgage, and various combinations of two mortgage types like a variable rate and a fixed rate mortgage. Individual mortgage performance depends on the amortization schedule, payment frequency, interest rate, start date, down payment if any, default insurance & government stress test if the borrower is a high risk and the borrower's personal financial standing (just to name a few of the many parts that makes up a mortgage). Royal Bank (RBC) mortgage rates are competitive with other lenders and strive to work closely with their customers to achieve a successful home purchase. A mortgage professional will go over the pros and cons of different mortgage products and other vital information such as your comfort zone with either a closed mortgage or an open mortgage.

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1.877.896.6727