Swift Current Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$0
$0
$0
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$1,525
$1,525
$1,525
$1,525
Total Cash Needed
=
$28,025
$53,025
$78,025
$103,025

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Swift Current Mortgage Calculator Examples

Half A Duplex For Sale In A Very Inviting Location That Is Only Walking Distance To The I Plex, Elmwood Golf Course And The 57'S Ball Diamond! This Home Is Also Located Kitty Corner From The Kinsmen Park. This Home Has A Treed Yard In The Front And The Back. Offering 2 Bedrooms On The Main Floor Along With A 4 Piece Bathroom This Home Also Boasts A Nice Sized Living / Kitchen Area! The Basement Is Renovated Featuring An Additional Bedroom, Storage / Laundry Room And A 2 Piece Bathroom. You Will Find A Cool Wet Bar In The Basement Which Is Prefect For Your Entertaining Needs. The Wide Open Floor Plan Offers Great Opportunity For Many Lay Outs Of Furniture. For More Information On This Half Duplex Or To Book A Showing Call Today! (Id:23934)
CALL1.877.896.6727
Property Price
$165,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$8,250
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$520
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$10,270
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$10,270
Monthly Payment
$729
Your House Hunting Ends At 611 Central Avenue South! This 1,092 Square / Ft Bungalow Is Move In Ready And The Updates Are Already Done. The Main Floor Features A Modern White Kitchen With New Cabinets (2017) And East Facing Windows, A Spacious Living Room With A Gas Fireplace (2017), A 4 Piece Bath With A Newer Toilet, Sink & Faucet And Finally 3 Bedrooms. The Basement Was Fully Developed In 2008 And Boasts A Large Family Room With A Brick Fireplace With An Electric Insert, An Additional Bedroom, 3 Piece Bath, Storage And Utility Room. The List Of Updates Is Endless: Shingles, Eaves Troughs, Garage Doors And Opener, High Efficiency Furnace And Hot Water Heater Both In 2008, Pvc Windows, Pex Waterlines With Individual Shutoffs, Electrical Panel And Mast (2008), Microwave Hood Fan & Bosch Dishwasher 2017, Hunter Douglas Blinds And The List Goes On! Includes All Appliances Including An Extra Fridge & A Kenmore Steam Washer And Dryer Set On Pedestals. The Piano And Matching Stool Are Also Included As They Can't Fit Up The Stairs. The Detached 14 X 22 Garage Has Space On Either Side For A Garage Addition If Desired. There Is Plenty Of Parking And An Over Sized Patio For Entertaining. Sprinklers On Timers For The Front And Drip Lines For The Raised Garden Planters At The Rear. Located Just A Hop, Skip And Jump From The Fairview Arenas And School And Close To The Southside Co-Op Grocery Store And Gas Station Make For A Convenient Location. The Master Bedroom Room Darkening Blind And Valance & The East Bedroom Room Darkening Blind Are Not Included. Natural Gas Barbeque Negotiable. Why Wait, Book Your Personal Viewing Today! Heat Eq $70 / Mth. (Id:23934)
CALL1.877.896.6727
Property Price
$279,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$13,950
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$862
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$16,312
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$16,312
Monthly Payment
$1,233
Attractive 1,092 Square Feet 3 Level Home That Checks All The Boxes For A Growing Family. The Main Floor Features A Large East Facing Living Room With An Abundance Of Natural Light; A Galley Style Kitchen & Dining Room And A 2 Piece Powder Room. When You Are Ready To Kick Up Your Feet And Relax, Just Step Out The Garden Doors To The Oversized Back Deck And Enjoy The Privacy Of Your Mature Yard. The Upper Level Houses 3 Bedrooms And A 4 Piece Bath. The Lower Level Boasts A Bright And Sunny Family Room With Larger Windows, A Den And Utility / Laundry Room. A Paved Alley Leads To The 20 X 24 Double Garage And The Long Driveway Allows For Ample Parking. This Turnkey Home Has Seen Several Updates Including Exterior Stucco, Pvc Windows, Interior Trims / Doors, Exterior Doors, High Efficiency Furnace & Shingles (2018). Enjoy The Amenities Of The South Side Location: Co-Op Grocery Store And Gas Station, Fairview School, Pool & Arenas & The Chinook Golf Course. Call Today To See It Yourself, It Is Definitely Worth A Look! (Id:23934)
CALL1.877.896.6727
Property Price
$279,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$13,950
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$862
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$16,312
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$16,312
Monthly Payment
$1,233
Unlock The Good Life With Keys To This Easy Living 2 Bedroom Townhouse Condo! Pack Up Your Belongings And Leave Snow Shoveling, Lawn Mowing And Windshield Scraping Behind! The Main Floor Features A Clean White Kitchen With Stainless Steel Appliances And A Roomy Corner Pantry. The Open Concept Dining / Living Room With Modern Gray Laminate Flooring Has West Facing Windows That Allow For Tons Of Natural Light. Step Out The Patio Door To Your Own Private Deck. The Upper Level Boasts 2 Bedrooms Including The Master Complete With A Spacious Walk In Closet, A 4 Piece Bath And Stacking Laundry. As Well There Is A Family Room Area That Could Be Used As An Extra Bedroom Or Office. The Basement Was Finished With A Recreation Room And 3 Piece Bath (Double Shower And Stone Topped Vanity). The Single Attached Garage Conveniently Located Off The Kitchen Completes The Package. Includes All Appliances. No Age Restrictions And Pet Friendly Restrictions. Affordable First Time Home, Revenue Or Downsize Option, Come See For Yourself The Incredible Value In This Home! (Id:23934)
CALL1.877.896.6727
Property Price
$175,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$8,750
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$550
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$10,800
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$10,800
Monthly Payment
$774
Priced Under 300,000$ Is This Beautiful Home Located In The Desirable Trail Area. The Home Sits On This Quiet Crescent Perfect For Making New Family Memories, Riding Bikes And Quiet Walks. An Expansive Backyard Allows Ample Space For Kids And Dogs To Play, Or Room For A Beautiful, Lush Garden. The Newer Pvc Windows And Siding Make Sure Your Heat Costs Stay Low, Ensuring You Have More Money For Other Things. 4 Bedrooms, 4 Bathrooms And Over 1300 Square Ft Makes This The Perfect Home For Your Growing Family While Still Allowing You Lots Of Space. Dont Forget The Large Kitchen With The Black Double Door Fridge, Stainless Steel Gas Stove, And Lots Of Counter And Storage Space. This Affordably Price Home Could Be Yours! Call Today For Your Tour! Heat Eq $90 / Mth. (Id:23934)
CALL1.877.896.6727
Property Price
$299,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$14,950
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$922
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$17,372
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$17,372
Monthly Payment
$1,322

Mortgages In Swift Current

A friendly and welcoming place, Swift Current should be on any home buyer's 'house hunting' list of places to live! The ideal sense of community and family is abundant here, and this place is an excellent environment to raise a family. Everything from small starter homes to ranchers & bungalows to sidesplits & backsplits to larger multi-level houses provides home buyers with a solid selection of real estate and a broad scale of price points. If and when you see a home that exceeds your expectations, and if you are contemplating a mortgage loan to make your offer and purchase, then a mortgage calculator will most certainly come in handy. A Swift Current mortgage calculator will take the mortgage loan amount that you have in mind and calculate it along with the anticipated interest rate, the start date of the loan, the frequency of the monthly payment, and the amount of years you wish to stretch the loan out for and give you the monthly payment amount. Some calculators will even factor in the mortgage loan product and other in-depth pieces of information, so using this and other mortgage-valuable tools will get you well on your way. Not sure which mortgage product would be right for you?
A mortgage loan product for Swift Current basically breaks a mortgage down to reflect the life of the loan. A mortgage product takes into account how the interest rate will be applied (and what the percentage will be), the amortization schedule (the timeframe it will take to pay off the loan in full), how often you will make a payment each month (biweekly or once a month), the start date, if there is an applicable down payment available, the financial standing of the borrower, and all the information on the home & property (its appraised value and so on). You will see by using a mortgage calculator how the numbers are crunched together to formulate the monthly payment amount you will pay. Mortgage products vary, so being up-to-speed on the difference between a variable rate mortgage, a fixed rate mortgage, an adjustable rate mortgage, a conventional mortgage, a hybrid mortgage and such will work in your favour. Lenders vary just as much as the mortgage products themselves, so it is also better for you if you can find a lender that will offer you the best deal for your new home. Home ownership is a big step, but being armed with the best lender will make the whole process go smoothly.