Unity Mortgage Calculator

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Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$0
$0
$0
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$1,525
$1,525
$1,525
$1,525
Total Cash Needed
=
$28,025
$53,025
$78,025
$103,025

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Unity Mortgage Calculator Examples

5 Bedroom Home!! This Property Has A New Detached Garage 24 X 26 With Heat, Interior Has Murlex Finishing, Led Lighting, Floor Drain, Overhead Door 10 High!! Complete New Carpeting (2018) Through-Out A Fully Finished Basement Featuring In Floor Heat. Main Floor Has 3 Bedrooms And A Nice Kitchen With Patio Doors To A Large Deck In The Back Yard. New Kitchen Cabinets And Counter Tops Were Installed In 2015. Main Floor Features Brazilian Wood Flooring New In 2013. Attached Single Garage With In Floor Heat With Entry To A Laundry / Mudroom. Many Extras Included: Central Air Conditioning, Central Vacuum, Water Softener, Reverse Osmosis Hooked Up For Drinking Water, Gas Barbeque Hook Up On A Large Deck, Jacuzzi Tub, Laundry Hook-Ups Up And Down, Weeping Tile, Garden Shed. Large 1½ Detached Heated Garage And A Single Attached Heated Garage. Move In Ready!! (Id:23934)
CALL1.877.896.6727
Property Price
$259,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$12,950
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$802
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$15,252
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$15,252
Monthly Payment
$1,145
A Truly Unique Property Where The Possibilities Are Endless! This Multi-Use Property Offers You The Chance To Live Where You Work In A Great Central Location Just Off Main Street In Unity! The Main Floor Consists Of 1245 Square. Ft Of Usable Commercial Space Which Would Be Ideal For Retail Space, Offices Or Pretty Much Anything You Can Think Of. The Back Half Of The Building Is A 24 X 44 Insulated And Heated Garage With 2 Electric Doors (10X 7) And Space Enough For 4 Fair Sized Vehicles. This Space Would Make A Great Shop Space With Storage, Wash Sink And Ramp Leading To Your Partially Finished Basement That Offers Additional Storage, Utility Room And Bonus Room. You Have Front And Rear Access To Your Own Private Residence On The Upper Level. From The Front You Enter Into Your Office/ Den Space Ideal For Busy Entrepreneurs! 3 Of The 4 Bedrooms Are All A Fair Size And Have Larger Closets. The Laundry Room Is Packed With Additional Storage, A Fridge, Wash Sink And Your Laundry Hook-Ups. Walk Through Your Spacious Kitchen To A Jaw Dropping Living Room With 12 Vaulted Ceiling, Massive West Facing Windows And Wood Burning Fireplace! This Space Is A Must See!! There Is Also A Wrap Around Roof Top Patio With Stairs Leading You Down To Your Rear Parking That Accommodates Another 4 Vehicles. With A Little Inspiration This Building Has So Much To Offer! Sellers Are Also Willing To Include An Additional Property In Wilkie To Sweeten The Deal! All Offers Are Conditional To The Buyers Signing A Non-Compete Agreement Stating The Use Of This Property Will Never Become A Funeral Related Business That Will Be Provided At The Time Of Negotiations. Dont Let This Unique Opportunity Pass You By. If Youve Been Dreaming About Starting Your Own Business In Unity, This Is Your Chance! (Id:23934)
CALL1.877.896.6727
Property Price
$314,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$15,700
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$967
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$18,167
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$18,167
Monthly Payment
$1,388
Welcome To 300 5Th Avenue East A Cozy Home That Sits On A Corner Lot Less Then Half A Block Away From Unity Public Schools, Close To Parks, Walking Paths, Rink, Public Swimming And More. This Home Has Plenty Of Hidden Features From A Grand Mudroom That Could Double As A Multi Use Room To Towering Ceilings In The Master Bedroom From The Original Home. Main Floor Has A Open Concept Layout With Large Living Room, Dining Room And Kitchen. Kitchen Includes Inset Stove Top; Built In Oven; Microwave ; Built In Dishwasher And European Kitchen Cabinets. Main Floor Also Hosts Large Master Bedroom With 2 Piece En Suite, 3 Piece Bathroom And Laundry Room Presenting Room For Ample Storage Or A Freezer. Plenty Of Character On The Second Floor With Two Spacious Bedrooms A Generous Sized Nook That Could Be Used As A Third Bedroom. Partial Basement Is Great For Storage Space, Very Dry And Furnace Was Upgraded In 2007. Well Maintained Yard Includes A Garden Shed, Deck, Mature Trees, Partial Fences, Paved Driveway, And A Garden Area. Available For Immediate Possession! (Id:23934)
CALL1.877.896.6727
Property Price
$120,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$6,000
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$385
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$7,885
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$7,885
Monthly Payment
$531
Very Extensively Renovated 1 1 / 2 Story Home In 2015 And 2016; Main Floor Features New Kitchen With Vaulted Ceiling, Walk-In Pantry And 2015 Stainless Steel Appliances, Built-In Dishwasher New In 2016, Formal Dining Area, Laundry Room Combined With A 1 / 2 Bath, And Living Room With 9' Ceilings; 2Nd Floor Has 3 Bedrooms And Full Bathroom; Basement Was Fully Finished In 2017 Into A Bedroom, Den, Family Room, And 3 Pce Bath; Shingles Were Replaced In 2014; Central Air Conditioning, Plumbed For Central Vac And Garburator, Water Softener, Reverse Osmosis System To Fridge; Attic Has Extra Insulation (Fibreglass And Cellulose); Exterior Walls Have New Insulation With Vapor Barrier Plus Foil Backed Styrofoam Under Vinyl Siding; All Pvc Windows; New Led Light Fixtures; All New Wiring To 100 Amp Service Panel; Preserved Wood 6' Fence Built In 2016; Single Paved Driveway In 2016; Garden Shed And 10' X 12' Deck Off Kitchen; Ready For Immediate Occupancy. (Id:23934)
CALL1.877.896.6727
Property Price
$209,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$10,450
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$652
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$12,602
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$12,602
Monthly Payment
$924
Remodeled Quaint And Cozy! Move In And Enjoy!! Walk To School, Church And Only A Couple Blocks To Downtown. This Home Was Renovated In 2013 To Include Concrete Floor In The Basement Then Completed To Include A 3 Piece Bath,2 Bedrooms, Large Rumpus Room And Utility Area. Upstairs Was Redone In 2013 To Include New Kitchen, Windows, Flooring Thru- Out, And Also Some Bathroom Updates. Exterior Has Shingles, Facia, Soffits, Vinyl Siding, Front Steps And A Deck Off The Patio Doors From The Dining Room All New In 2013. All Kitchen Appliances New In 2013. Water And Sewer Lines Were Replaced In 2013 To The Street. Deck Off The Dining Room Is 10 X 16 Plus 5 X 12. Yard Has Front Underground Sprinklers On A Timer, With New Sidewalks. Back Yard Is Fenced Up Both Sides. Extra Parking In The Back Yard. Gas: $70 / M Equal. Power: $70 / M Equal. (Id:23934)
CALL1.877.896.6727
Property Price
$149,900
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$7,495
Best Mortgage Rate (%)
2.49%
Mortgage Type
5 Years Fixed
Amortization
25 Years
Land Transfer Tax (LTT)
$475
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$9,470
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$9,470
Monthly Payment
$663