Unity Mortgage Calculator

?
Enter the amount that you are planning on paying for the property
Property Value
STEP 1
Enter property purchase price
Haven't found a property to purchase yet?
Option #1
Option #2
Option #3
Option #4
?
Enter the amount that you will pay upfront
toward the property to obtain a mortgage
Down Payment
?
CMHC mortgage insurance is required on all
mortgages with down payment less than 20%
Mortgage Insurance
+
$19,000
$13,950
$11,900
$0.00
?
Total mortgage amount is calculated by subtracting
the down payment from the property price and adding
CMHC mortgage insurance (if applicable)
Mortgage Required
=
$494,000
$463,950
$436,900
$400,000
?
Amortization period is length of time that it would take
the mortgage holder to pay off the mortgage in full
Amortization Period
?
Please select the province where you are planning
on taking out the mortgage, as mortgage rates can
vary in different provinces
Select Province
STEP 2
Select province to get current
mortgage rates
?
Mortgage type specifies whether the interest
rate is variable or fixed
Mortgage Type
?
Mortgage term is the duration of time that you
are committed to a lender, rate and conditions
Mortgage Term
?
Mortgage rate is the interest rate that you will
be paying on the outstanding balance for the
duration of the mortgage term
Mortgage Rate
Select
Select
Select
Select
STEP 3
Select one of the mortgage
rates currently available
?
Please select how often you would like
to make your mortgage payments.
Payment Frequency
?
Mortgage payment is the amount that you will be
required to pay based on your mortgage terms
Mortgage Payment
?
This is an estimate of how much you should expect
to spend upfront in order to make this purchase
Cash Needed
Down Payment
$25,000
$50,000
$75,000
$100,000
Mortgage Insurance PST
+
$0
$0
$0
$0
Lawyer Fee
+
$1,000
$1,000
$1,000
$1,000
Title Insurance
+
$500
$500
$500
$500
Land Transfer Tax
+
$1,525
$1,525
$1,525
$1,525
Total Cash Needed
=
$28,025
$53,025
$78,025
$103,025

Contact Us

First Name
Last Name
Email
Phone
Message (Optional)
OR CALL
1.877.896.6727

Unity Mortgage Calculator Examples

Bright And Clean Is How I Would Describe This 1040 Square Foot Bungalow. Freshly Painted With New Grey Vinyl Plank Flooring Through-Out The Main Floor! 3 Sunny Bedrooms Reside Upstairs; Great For A Family Looking Top Be Close To St. Peters Catholic School And Church! The Basement Is Fully Finished With 2 Large Storage Rooms, Utility / Laundry Room, 3-Piece Bath, Recreation Room And Den. The Den Could Easily Be Converted Into A 4Th Bedroom If Desired. Furnace And Hot Water Heater Are Both Energy Efficient And Have Been Replaced Within The Last 5 And 10 Years. Back Yard Is Partially Fenced With A Concrete Patio, Large Garden Area And Single Detached Garage With Electric Door. Home Comes Complete With Central Air, Front Underground Sprinklers, Window Treatments And Front And Side Garden Beds Planted With Perennials! This Home Is In Pristine Condition- From The Outside-In. A Must See With Great Concrete! Call Me To See For Yourself! (Id:23934)
CALL1.877.896.6727
Property Price
$159,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$7,950
Mortgage Insurance ($)
$6,042
Mortgage Required ($)
$157,092
Best Mortgage Rate (%)
1.69%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$502
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$9,952
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$9,952
Monthly Payment
$642
Brand New Shingles Just Installed In June Of 2020! New Vinyl Plank Flooring Is Going To Installed In The Upper Level Bedrooms Soon As Well. Here Is A 4 Bedroom Plus Den Good Sized Family Home With An Single Attached Garage; 1300 Square Ft Four Level Split Located Within Easy Walking Distance Of The Public And High Schools; Upper Level Features 3 Bedrooms And Full Bath, Master Has A Walk-In Closet; Kitchen Has Been Updated With Maple Cabinets, Stainless Appliances And Eat-In Breakfast Bar; Main Floor Features A Formal Dining Area, Sunny Living Room With Wood Burning Fireplace; Lower 3Rd Level Hosts 4Th Bedroom, Den With Window And Closet That Could Be A Small Bedroom By Adding A Door, Family Room And Large Laundry Room All Updated With New Vinyl Plank Flooring In 2019, And Good Sized Laundry Room That Could Also Be Converted Back Into A Bedroom If Needed; The Partially Finished Basement Has Been Framed Into 3 Rooms; Laundry Hookups Available; Large Fenced Back Yard Features A Concrete Patio, Gazebo With Bench Style Seating, Fire-Pit, A Play House, Large Garden Space And 2 Garden Sheds; 2 Apple Trees, Perennials; Windows, Doors And Flooring On Main Replaced In 2008, Water Softener Installed By Previous Owner In 2008 As Well As Furnace In 2003; New Water Heater In 2015; All Appliances Included; Central Air, Central Vac, Garburator, Satellite Dish And Window Treatments; Average Energy Bill $140 / Month, Owner Says Power Averages $100 / Month. (Id:23934)
CALL1.877.896.6727
Property Price
$239,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$11,950
Mortgage Insurance ($)
$9,082
Mortgage Required ($)
$236,132
Best Mortgage Rate (%)
1.69%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$742
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$14,192
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$14,192
Monthly Payment
$965
Here Is A Modern Two Storey Split Home Located Very Close To Public And High Schools; Built In 2013, 1730 Square Ft On 2 Floors; Large Kitchen Combined With The Dining Room With A Great Sized Island With Built-In Cooktop, Built-In Microwave (New In Jan, 20), Dishwasher And Oven; Walk-In Pantry, Brand New Vinyl Flooring Installed Throughout Main Floor In Winter Of 2019; Living Room Features A Natural Gas Fireplace And Cathedral Ceiling; 3 Bedrooms On The 2Nd Floor That Hosts A Full Sized Laundry Room With A Utility Sink And Brand New Washer And Dryer In June Of 2020, And A Master Bedroom With A Walk-In Closet And A 3 Pce Ensuite; Basement Is Now Mostly Developed With New Carpet Installed, 2 Bedrooms, 3 Pce Bathroom And Family Room; Water Softener Included; Furnace Is Ready For An Air Conditioning Unit; Underground Sprinklers In Fully Fenced Back Yard; Play Center Is Included; Partially Covered Deck; Double Attached Garage That Is Insulated And Heated And Two Automatic Door Openers; Room To Park Your Rv Next To The Garage On The Triple Concrete Pad; Must Take A Look At This One! (Id:23934)
CALL1.877.896.6727
Property Price
$390,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$19,500
Mortgage Insurance ($)
$14,820
Mortgage Required ($)
$385,320
Best Mortgage Rate (%)
1.69%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$1,195
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$22,195
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$22,195
Monthly Payment
$1,575
Very Well Kept Home With Many Updates!! 3 Bedrooms On Main With Master Having A 2 Piece Ensuite, Was Redone 2 Years Ago. Master Bathroom Was Also Updated. N / Gas Fireplace In The Living Room. Kitchen Has White Cabinets With Top Crown Moldings, Built In Dishwasher (2018) And Microwave, Including Full Appliances. Triple Paned Windows Were Replaced In 94. Exterior Doors Were Upgraded As Well. 10 X 20Composite Deck Off Back With Garden And Shed Included. Attached Double Garage With Overhead Door Openers, Insulated And Finished Inside. Eve Troughs Were Replaced In 2019. Basement (Concrete) Is Fully Developed To Include Large Family Room, Bedroom, 3 Piece Bathroom, Office, Cold Room And Laundry Room. Furnace Was Replaced In 1997, Water Heater In 2018. Complete With Softener And Central Air Conditioning. Great Location With Park Across The Street And School Only A Few Blocks Away. Home Is Very Clean And Well Kept! In Mint Condition!! (Id:23934)
CALL1.877.896.6727
Property Price
$252,500
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$12,625
Mortgage Insurance ($)
$9,595
Mortgage Required ($)
$249,470
Best Mortgage Rate (%)
1.69%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$782
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$14,907
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$14,907
Monthly Payment
$1,019
Great Location ! Large Lot Ideal For A New Build! Currently Is A Rental Property. Is Very Clean And Well Kept With Laundry On The Main Floor. Home Has Newer Flooring Through-Out. Walking Distance To Public And High School. (Id:23934)
CALL1.877.896.6727
Property Price
$110,000
Minimum Down Payment (%)
5.00%
Minimum Down Payment ($)
$5,500
Mortgage Insurance ($)
$4,180
Mortgage Required ($)
$108,680
Best Mortgage Rate (%)
1.69%
Mortgage Type
5 Years Variable
Amortization
25 Years
Land Transfer Tax (LTT)
$355
Mortgage Insurance PST
$0
Lawyer Fee
$1,000
Title Insurance
$500
Total Cash Needed
$7,355
First Time Home Buyer
Land Transfer Tax Credit
$0
Cash Needed
$7,355
Monthly Payment
$444