UNI Mortgage Rates

About UNI Rates

UNI (Financial Corporation) is a division and licensed under Caisse Populaire Acadienne Ltee. operating online financial services for all Canadians. Armed with a lengthy 'menu' of financial products that are personal and business related, home buyers and even current mortgagees will have access to a wide swath of options and opportunities with UNI. UNI mortgage rates are comparable to other financial institutions, pending on mortgage type and on the borrower's personal situation. There are benefits to working with UNI for your mortgage, whether it be a mortgage renewal, mortgage refinancing, a new mortgage, or home equity loans, this financial institution also offers various services like accessible mortgage brokers, home insurance, and much more like personal loans. Mortgages can seem a bit confusing to first time home buyers, so it is always advisable to investigate and become knowledgeable about the mortgage types that would be applicable to you personally and beneficial to you financially. When home buyers see something like a '5 in 1 yearly fixed rate resetter mortgage loan', things can become a bit more complicated, but who do you turn to for sound advice when it comes to mortgage types? There are mortgage brokers, mortgage advisors & specialists that are experts in the mortgage market and can lend home buyers a better perspective on the various kinds of mortgages.
UNI mortgage rates range because mortgage products and the people who want to borrow the funds to buy a new home range. Because there are many variables to what makes up a mortgage type and its interest rate, home buyers should work with a mortgage professional to narrow that generalized information down and critique it, so it is directly responsive to an individual's circumstances. Sure, a basic closed fixed mortgage looks very appealing for its sense of security and knowing that your monthly payment amount will always be the same throughout a specific term, but there are small drawbacks like 'what if the prime rate drops substantially and only people that have a variable rate mortgage or an adjustable rate mortgage gains the benefits'? A sense of security does come at a cost, especially with closed mortgages (an open mortgage allows for more flexibility). All level home buyers should inquire about any penalties that can 'pop up' during their mortgage, how can shortening the amortization schedule save money and is the opportunity present for early payoff, prepayments or lump sum payments? Checking and seeing how making bi-weekly mortgage payments as opposed to one monthly payment can also be a money saver for the long run.

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